▼ 0.50% · 3.625%
HK$17,334
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,873
−HK$548/mo
Today · 4.125%
HK$18,421
baseline
▲ 0.50% · 4.625%
HK$19,541
+HK$1,120/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,842/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,283
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,801
−HK$524/mo
Today · 4.125%
HK$20,325
baseline
▲ 0.50% · 4.625%
HK$21,397
+HK$1,072/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,650/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,067
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,660
−HK$603/mo
Today · 4.125%
HK$20,263
baseline
▲ 0.50% · 4.625%
HK$21,496
+HK$1,233/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$40,526/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,212
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,781
−HK$577/mo
Today · 4.125%
HK$22,358
baseline
▲ 0.50% · 4.625%
HK$23,536
+HK$1,178/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$44,716/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,800
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,447
−HK$658/mo
Today · 4.125%
HK$22,105
baseline
▲ 0.50% · 4.625%
HK$23,450
+HK$1,345/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$44,210/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,140
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,761
−HK$629/mo
Today · 4.125%
HK$24,390
baseline
▲ 0.50% · 4.625%
HK$25,676
+HK$1,286/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$48,780/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,534
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,235
−HK$712/mo
Today · 4.125%
HK$23,947
baseline
▲ 0.50% · 4.625%
HK$25,404
+HK$1,457/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$47,894/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,068
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,741
−HK$682/mo
Today · 4.125%
HK$26,423
baseline
▲ 0.50% · 4.625%
HK$27,816
+HK$1,393/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$52,846/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,267
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,022
−HK$767/mo
Today · 4.125%
HK$25,789
baseline
▲ 0.50% · 4.625%
HK$27,358
+HK$1,569/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$51,578/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,997
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,721
−HK$734/mo
Today · 4.125%
HK$28,455
baseline
▲ 0.50% · 4.625%
HK$29,955
+HK$1,500/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$56,910/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,000
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,809
−HK$822/mo
Today · 4.125%
HK$27,631
baseline
▲ 0.50% · 4.625%
HK$29,312
+HK$1,681/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$55,262/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,925
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,701
−HK$787/mo
Today · 4.125%
HK$30,488
baseline
▲ 0.50% · 4.625%
HK$32,095
+HK$1,607/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$60,976/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,734
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,596
−HK$877/mo
Today · 4.125%
HK$29,473
baseline
▲ 0.50% · 4.625%
HK$31,266
+HK$1,793/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$58,946/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,854
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,681
−HK$839/mo
Today · 4.125%
HK$32,520
baseline
▲ 0.50% · 4.625%
HK$34,235
+HK$1,715/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$65,040/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,467
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,384
−HK$931/mo
Today · 4.125%
HK$31,315
baseline
▲ 0.50% · 4.625%
HK$33,220
+HK$1,905/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$62,630/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,782
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,661
−HK$892/mo
Today · 4.125%
HK$34,553
baseline
▲ 0.50% · 4.625%
HK$36,374
+HK$1,821/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$69,106/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,200
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,171
−HK$986/mo
Today · 4.125%
HK$33,157
baseline
▲ 0.50% · 4.625%
HK$35,175
+HK$2,018/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$66,314/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$228,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,710
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,641
−HK$944/mo
Today · 4.125%
HK$36,585
baseline
▲ 0.50% · 4.625%
HK$38,514
+HK$1,929/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$73,170/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$228,048 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).