▼ 0.50% · 3.625%
HK$18,710
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,292
−HK$592/mo
Today · 4.125%
HK$19,884
baseline
▲ 0.50% · 4.625%
HK$21,094
+HK$1,210/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,768/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,815
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,373
−HK$567/mo
Today · 4.125%
HK$21,940
baseline
▲ 0.50% · 4.625%
HK$23,096
+HK$1,156/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,880/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,581
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,222
−HK$650/mo
Today · 4.125%
HK$21,872
baseline
▲ 0.50% · 4.625%
HK$23,203
+HK$1,331/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$43,744/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,897
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,511
−HK$623/mo
Today · 4.125%
HK$24,134
baseline
▲ 0.50% · 4.625%
HK$25,406
+HK$1,272/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$48,268/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,452
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,151
−HK$709/mo
Today · 4.125%
HK$23,860
baseline
▲ 0.50% · 4.625%
HK$25,312
+HK$1,452/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$47,720/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,978
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,648
−HK$680/mo
Today · 4.125%
HK$26,328
baseline
▲ 0.50% · 4.625%
HK$27,715
+HK$1,387/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$52,656/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,323
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,080
−HK$769/mo
Today · 4.125%
HK$25,849
baseline
▲ 0.50% · 4.625%
HK$27,422
+HK$1,573/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$51,698/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,060
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,785
−HK$737/mo
Today · 4.125%
HK$28,522
baseline
▲ 0.50% · 4.625%
HK$30,025
+HK$1,503/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$57,044/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,194
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,009
−HK$828/mo
Today · 4.125%
HK$27,837
baseline
▲ 0.50% · 4.625%
HK$29,531
+HK$1,694/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$55,674/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,141
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,923
−HK$793/mo
Today · 4.125%
HK$30,716
baseline
▲ 0.50% · 4.625%
HK$32,335
+HK$1,619/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$61,432/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,066
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,939
−HK$886/mo
Today · 4.125%
HK$29,825
baseline
▲ 0.50% · 4.625%
HK$31,640
+HK$1,815/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$59,650/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,223
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,060
−HK$849/mo
Today · 4.125%
HK$32,909
baseline
▲ 0.50% · 4.625%
HK$34,644
+HK$1,735/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$65,818/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,937
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,868
−HK$946/mo
Today · 4.125%
HK$31,814
baseline
▲ 0.50% · 4.625%
HK$33,750
+HK$1,936/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$63,628/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,304
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,197
−HK$906/mo
Today · 4.125%
HK$35,103
baseline
▲ 0.50% · 4.625%
HK$36,954
+HK$1,851/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$70,206/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,808
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,797
−HK$1,005/mo
Today · 4.125%
HK$33,802
baseline
▲ 0.50% · 4.625%
HK$35,859
+HK$2,057/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$67,604/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,386
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,335
−HK$962/mo
Today · 4.125%
HK$37,297
baseline
▲ 0.50% · 4.625%
HK$39,263
+HK$1,966/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$74,594/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,679
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,726
−HK$1,065/mo
Today · 4.125%
HK$35,791
baseline
▲ 0.50% · 4.625%
HK$37,968
+HK$2,177/mo
Deposit HK$821K · loan HK$7.38M · min. income ≈ HK$71,582/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,467
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,472
−HK$1,019/mo
Today · 4.125%
HK$39,491
baseline
▲ 0.50% · 4.625%
HK$41,573
+HK$2,082/mo
Deposit HK$821K · loan HK$7.38M · min. income ≈ HK$78,982/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,162 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).