▼ 0.50% · 3.625%
HK$17,772
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,325
−HK$562/mo
Today · 4.125%
HK$18,887
baseline
▲ 0.50% · 4.625%
HK$20,036
+HK$1,149/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,774/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,771
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,302
−HK$538/mo
Today · 4.125%
HK$20,840
baseline
▲ 0.50% · 4.625%
HK$21,938
+HK$1,098/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,680/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,549
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,158
−HK$617/mo
Today · 4.125%
HK$20,775
baseline
▲ 0.50% · 4.625%
HK$22,039
+HK$1,264/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$41,550/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,749
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,332
−HK$592/mo
Today · 4.125%
HK$22,924
baseline
▲ 0.50% · 4.625%
HK$24,132
+HK$1,208/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$45,848/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,327
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,990
−HK$674/mo
Today · 4.125%
HK$22,664
baseline
▲ 0.50% · 4.625%
HK$24,043
+HK$1,379/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$45,328/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,726
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,362
−HK$645/mo
Today · 4.125%
HK$25,007
baseline
▲ 0.50% · 4.625%
HK$26,326
+HK$1,319/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$50,014/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,104
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,823
−HK$730/mo
Today · 4.125%
HK$24,553
baseline
▲ 0.50% · 4.625%
HK$26,047
+HK$1,494/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$49,106/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,703
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,392
−HK$699/mo
Today · 4.125%
HK$27,091
baseline
▲ 0.50% · 4.625%
HK$28,519
+HK$1,428/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$54,182/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,881
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,655
−HK$786/mo
Today · 4.125%
HK$26,441
baseline
▲ 0.50% · 4.625%
HK$28,050
+HK$1,609/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$52,882/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,680
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,422
−HK$753/mo
Today · 4.125%
HK$29,175
baseline
▲ 0.50% · 4.625%
HK$30,713
+HK$1,538/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$58,350/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,658
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,488
−HK$842/mo
Today · 4.125%
HK$28,330
baseline
▲ 0.50% · 4.625%
HK$30,054
+HK$1,724/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$56,660/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,657
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,452
−HK$807/mo
Today · 4.125%
HK$31,259
baseline
▲ 0.50% · 4.625%
HK$32,907
+HK$1,648/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$62,518/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,436
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,320
−HK$899/mo
Today · 4.125%
HK$30,219
baseline
▲ 0.50% · 4.625%
HK$32,057
+HK$1,838/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$60,438/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,634
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,483
−HK$860/mo
Today · 4.125%
HK$33,343
baseline
▲ 0.50% · 4.625%
HK$35,101
+HK$1,758/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$66,686/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,213
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,153
−HK$954/mo
Today · 4.125%
HK$32,107
baseline
▲ 0.50% · 4.625%
HK$34,061
+HK$1,954/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$64,214/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,611
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,513
−HK$914/mo
Today · 4.125%
HK$35,427
baseline
▲ 0.50% · 4.625%
HK$37,295
+HK$1,868/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$70,854/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,990
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,985
−HK$1,011/mo
Today · 4.125%
HK$33,996
baseline
▲ 0.50% · 4.625%
HK$36,065
+HK$2,069/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$67,992/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,589
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,543
−HK$968/mo
Today · 4.125%
HK$37,511
baseline
▲ 0.50% · 4.625%
HK$39,489
+HK$1,978/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$75,022/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,819 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).