▼ 0.50% · 3.625%
HK$16,665
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,183
−HK$527/mo
Today · 4.125%
HK$17,710
baseline
▲ 0.50% · 4.625%
HK$18,788
+HK$1,078/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,420/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,540
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$19,037
−HK$504/mo
Today · 4.125%
HK$19,541
baseline
▲ 0.50% · 4.625%
HK$20,571
+HK$1,030/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,082/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,332
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$18,902
−HK$579/mo
Today · 4.125%
HK$19,481
baseline
▲ 0.50% · 4.625%
HK$20,666
+HK$1,185/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$38,962/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,394
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,941
−HK$554/mo
Today · 4.125%
HK$21,495
baseline
▲ 0.50% · 4.625%
HK$22,629
+HK$1,134/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$42,990/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,998
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,620
−HK$632/mo
Today · 4.125%
HK$21,252
baseline
▲ 0.50% · 4.625%
HK$22,545
+HK$1,293/mo
Deposit HK$2.92M · loan HK$4.39M · min. income ≈ HK$42,504/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,248
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,844
−HK$606/mo
Today · 4.125%
HK$23,450
baseline
▲ 0.50% · 4.625%
HK$24,686
+HK$1,236/mo
Deposit HK$2.92M · loan HK$4.39M · min. income ≈ HK$46,900/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,665
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,338
−HK$685/mo
Today · 4.125%
HK$23,023
baseline
▲ 0.50% · 4.625%
HK$24,424
+HK$1,401/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$46,046/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,102
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,748
−HK$656/mo
Today · 4.125%
HK$25,404
baseline
▲ 0.50% · 4.625%
HK$26,743
+HK$1,339/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$50,808/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,331
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,057
−HK$737/mo
Today · 4.125%
HK$24,794
baseline
▲ 0.50% · 4.625%
HK$26,303
+HK$1,509/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$49,588/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,956
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,652
−HK$706/mo
Today · 4.125%
HK$27,358
baseline
▲ 0.50% · 4.625%
HK$28,800
+HK$1,442/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$54,716/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,998
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,775
−HK$790/mo
Today · 4.125%
HK$26,565
baseline
▲ 0.50% · 4.625%
HK$28,182
+HK$1,617/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$53,130/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,810
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,555
−HK$757/mo
Today · 4.125%
HK$29,312
baseline
▲ 0.50% · 4.625%
HK$30,857
+HK$1,545/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$58,624/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,664
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,493
−HK$843/mo
Today · 4.125%
HK$28,336
baseline
▲ 0.50% · 4.625%
HK$30,060
+HK$1,724/mo
Deposit HK$1.46M · loan HK$5.85M · min. income ≈ HK$56,672/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,663
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,459
−HK$807/mo
Today · 4.125%
HK$31,266
baseline
▲ 0.50% · 4.625%
HK$32,914
+HK$1,648/mo
Deposit HK$1.46M · loan HK$5.85M · min. income ≈ HK$62,532/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,331
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,212
−HK$895/mo
Today · 4.125%
HK$30,107
baseline
▲ 0.50% · 4.625%
HK$31,939
+HK$1,832/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$60,214/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,517
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,363
−HK$857/mo
Today · 4.125%
HK$33,220
baseline
▲ 0.50% · 4.625%
HK$34,971
+HK$1,751/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$66,440/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,997
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,930
−HK$948/mo
Today · 4.125%
HK$31,878
baseline
▲ 0.50% · 4.625%
HK$33,818
+HK$1,940/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$63,756/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,371
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,266
−HK$908/mo
Today · 4.125%
HK$35,174
baseline
▲ 0.50% · 4.625%
HK$37,028
+HK$1,854/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$70,348/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,253 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).