▼ 0.50% · 3.625%
HK$16,516
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$17,030
−HK$522/mo
Today · 4.125%
HK$17,552
baseline
▲ 0.50% · 4.625%
HK$18,620
+HK$1,068/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,104/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,374
−HK$993/mo
▼ 0.25% · 3.875%
HK$18,867
−HK$500/mo
Today · 4.125%
HK$19,367
baseline
▲ 0.50% · 4.625%
HK$20,388
+HK$1,021/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,734/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,168
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,733
−HK$574/mo
Today · 4.125%
HK$19,307
baseline
▲ 0.50% · 4.625%
HK$20,482
+HK$1,175/mo
Deposit HK$3.26M · loan HK$3.98M · min. income ≈ HK$38,614/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,212
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,754
−HK$550/mo
Today · 4.125%
HK$21,304
baseline
▲ 0.50% · 4.625%
HK$22,427
+HK$1,123/mo
Deposit HK$3.26M · loan HK$3.98M · min. income ≈ HK$42,608/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,820
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,436
−HK$626/mo
Today · 4.125%
HK$21,062
baseline
▲ 0.50% · 4.625%
HK$22,344
+HK$1,282/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,124/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,049
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,640
−HK$600/mo
Today · 4.125%
HK$23,240
baseline
▲ 0.50% · 4.625%
HK$24,465
+HK$1,225/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,480/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,471
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,139
−HK$679/mo
Today · 4.125%
HK$22,818
baseline
▲ 0.50% · 4.625%
HK$24,206
+HK$1,388/mo
Deposit HK$2.54M · loan HK$4.71M · min. income ≈ HK$45,636/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,886
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,527
−HK$650/mo
Today · 4.125%
HK$25,177
baseline
▲ 0.50% · 4.625%
HK$26,504
+HK$1,327/mo
Deposit HK$2.54M · loan HK$4.71M · min. income ≈ HK$50,354/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,123
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,842
−HK$731/mo
Today · 4.125%
HK$24,573
baseline
▲ 0.50% · 4.625%
HK$26,068
+HK$1,495/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$49,146/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,724
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,414
−HK$700/mo
Today · 4.125%
HK$27,114
baseline
▲ 0.50% · 4.625%
HK$28,543
+HK$1,429/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$54,228/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,774
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,545
−HK$783/mo
Today · 4.125%
HK$26,328
baseline
▲ 0.50% · 4.625%
HK$27,930
+HK$1,602/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$52,656/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,561
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,300
−HK$750/mo
Today · 4.125%
HK$29,050
baseline
▲ 0.50% · 4.625%
HK$30,582
+HK$1,532/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$58,100/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,426
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,248
−HK$835/mo
Today · 4.125%
HK$28,083
baseline
▲ 0.50% · 4.625%
HK$29,792
+HK$1,709/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$56,166/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,399
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,187
−HK$800/mo
Today · 4.125%
HK$30,987
baseline
▲ 0.50% · 4.625%
HK$32,620
+HK$1,633/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$61,974/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,078
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,951
−HK$887/mo
Today · 4.125%
HK$29,838
baseline
▲ 0.50% · 4.625%
HK$31,654
+HK$1,816/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$59,676/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,236
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,074
−HK$850/mo
Today · 4.125%
HK$32,924
baseline
▲ 0.50% · 4.625%
HK$34,659
+HK$1,735/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$65,848/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,729
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,654
−HK$940/mo
Today · 4.125%
HK$31,594
baseline
▲ 0.50% · 4.625%
HK$33,516
+HK$1,922/mo
Deposit HK$724K · loan HK$6.52M · min. income ≈ HK$63,188/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,074
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,961
−HK$899/mo
Today · 4.125%
HK$34,860
baseline
▲ 0.50% · 4.625%
HK$36,698
+HK$1,838/mo
Deposit HK$724K · loan HK$6.52M · min. income ≈ HK$69,720/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,296 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).