▼ 0.50% · 3.625%
HK$22,103
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,791
−HK$698/mo
Today · 4.125%
HK$23,489
baseline
▲ 0.50% · 4.625%
HK$24,918
+HK$1,429/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$46,978/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,590
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,249
−HK$669/mo
Today · 4.125%
HK$25,918
baseline
▲ 0.50% · 4.625%
HK$27,284
+HK$1,366/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,836/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,313
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,070
−HK$768/mo
Today · 4.125%
HK$25,838
baseline
▲ 0.50% · 4.625%
HK$27,410
+HK$1,572/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,676/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,049
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,774
−HK$736/mo
Today · 4.125%
HK$28,510
baseline
▲ 0.50% · 4.625%
HK$30,013
+HK$1,503/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$57,020/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,524
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,349
−HK$838/mo
Today · 4.125%
HK$28,187
baseline
▲ 0.50% · 4.625%
HK$29,902
+HK$1,715/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,374/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,507
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,299
−HK$803/mo
Today · 4.125%
HK$31,102
baseline
▲ 0.50% · 4.625%
HK$32,741
+HK$1,639/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,204/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,734
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,628
−HK$908/mo
Today · 4.125%
HK$30,536
baseline
▲ 0.50% · 4.625%
HK$32,394
+HK$1,858/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$61,072/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,966
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,824
−HK$869/mo
Today · 4.125%
HK$33,693
baseline
▲ 0.50% · 4.625%
HK$35,469
+HK$1,776/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$67,386/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,944
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,907
−HK$978/mo
Today · 4.125%
HK$32,885
baseline
▲ 0.50% · 4.625%
HK$34,886
+HK$2,001/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,770/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,425
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,349
−HK$936/mo
Today · 4.125%
HK$36,285
baseline
▲ 0.50% · 4.625%
HK$38,198
+HK$1,913/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,570/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,155
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,186
−HK$1,048/mo
Today · 4.125%
HK$35,234
baseline
▲ 0.50% · 4.625%
HK$37,378
+HK$2,144/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$70,468/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,884
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,874
−HK$1,003/mo
Today · 4.125%
HK$38,877
baseline
▲ 0.50% · 4.625%
HK$40,926
+HK$2,049/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$77,754/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,365
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,465
−HK$1,118/mo
Today · 4.125%
HK$37,583
baseline
▲ 0.50% · 4.625%
HK$39,870
+HK$2,287/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$75,166/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,343
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,398
−HK$1,071/mo
Today · 4.125%
HK$41,469
baseline
▲ 0.50% · 4.625%
HK$43,655
+HK$2,186/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$82,938/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,575
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,744
−HK$1,188/mo
Today · 4.125%
HK$39,932
baseline
▲ 0.50% · 4.625%
HK$42,361
+HK$2,429/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$79,864/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,802
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,923
−HK$1,138/mo
Today · 4.125%
HK$44,061
baseline
▲ 0.50% · 4.625%
HK$46,383
+HK$2,322/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$88,122/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,786
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,023
−HK$1,258/mo
Today · 4.125%
HK$42,281
baseline
▲ 0.50% · 4.625%
HK$44,853
+HK$2,572/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$84,562/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,261
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,448
−HK$1,204/mo
Today · 4.125%
HK$46,652
baseline
▲ 0.50% · 4.625%
HK$49,112
+HK$2,460/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$93,304/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,328 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).