▼ 0.50% · 3.625%
HK$22,143
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,832
−HK$700/mo
Today · 4.125%
HK$23,532
baseline
▲ 0.50% · 4.625%
HK$24,963
+HK$1,431/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,064/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,634
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,295
−HK$670/mo
Today · 4.125%
HK$25,965
baseline
▲ 0.50% · 4.625%
HK$27,333
+HK$1,368/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$51,930/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,357
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,115
−HK$770/mo
Today · 4.125%
HK$25,885
baseline
▲ 0.50% · 4.625%
HK$27,460
+HK$1,575/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$51,770/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$341,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,097
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,824
−HK$737/mo
Today · 4.125%
HK$28,561
baseline
▲ 0.50% · 4.625%
HK$30,067
+HK$1,506/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$57,122/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$341,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,572
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,398
−HK$840/mo
Today · 4.125%
HK$28,238
baseline
▲ 0.50% · 4.625%
HK$29,956
+HK$1,718/mo
Deposit HK$3.88M · loan HK$5.83M · min. income ≈ HK$56,476/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,561
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,353
−HK$805/mo
Today · 4.125%
HK$31,158
baseline
▲ 0.50% · 4.625%
HK$32,800
+HK$1,642/mo
Deposit HK$3.88M · loan HK$5.83M · min. income ≈ HK$62,316/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,786
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,681
−HK$910/mo
Today · 4.125%
HK$30,591
baseline
▲ 0.50% · 4.625%
HK$32,452
+HK$1,861/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$61,182/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$341,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,024
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,883
−HK$871/mo
Today · 4.125%
HK$33,754
baseline
▲ 0.50% · 4.625%
HK$35,533
+HK$1,779/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$67,508/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$341,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,000
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,964
−HK$980/mo
Today · 4.125%
HK$32,944
baseline
▲ 0.50% · 4.625%
HK$34,949
+HK$2,005/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$65,888/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$341,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,487
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,412
−HK$939/mo
Today · 4.125%
HK$36,351
baseline
▲ 0.50% · 4.625%
HK$38,267
+HK$1,916/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$72,702/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$341,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,214
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,248
−HK$1,049/mo
Today · 4.125%
HK$35,297
baseline
▲ 0.50% · 4.625%
HK$37,445
+HK$2,148/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$70,594/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$341,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,951
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,942
−HK$1,005/mo
Today · 4.125%
HK$38,947
baseline
▲ 0.50% · 4.625%
HK$41,000
+HK$2,053/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$77,894/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$341,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,429
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,531
−HK$1,119/mo
Today · 4.125%
HK$37,650
baseline
▲ 0.50% · 4.625%
HK$39,941
+HK$2,291/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$75,300/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$341,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,414
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,471
−HK$1,073/mo
Today · 4.125%
HK$41,544
baseline
▲ 0.50% · 4.625%
HK$43,733
+HK$2,189/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$83,088/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$341,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,643
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,814
−HK$1,190/mo
Today · 4.125%
HK$40,004
baseline
▲ 0.50% · 4.625%
HK$42,438
+HK$2,434/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$80,008/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$341,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,878
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$43,001
−HK$1,139/mo
Today · 4.125%
HK$44,140
baseline
▲ 0.50% · 4.625%
HK$46,467
+HK$2,327/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$88,280/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$341,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,857
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,097
−HK$1,260/mo
Today · 4.125%
HK$42,357
baseline
▲ 0.50% · 4.625%
HK$44,934
+HK$2,577/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$84,714/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,341
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,530
−HK$1,207/mo
Today · 4.125%
HK$46,737
baseline
▲ 0.50% · 4.625%
HK$49,200
+HK$2,463/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$93,474/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,075 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).