▼ 0.50% · 3.625%
HK$20,175
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,802
−HK$638/mo
Today · 4.125%
HK$21,440
baseline
▲ 0.50% · 4.625%
HK$22,744
+HK$1,304/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,880/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,444
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,046
−HK$611/mo
Today · 4.125%
HK$23,657
baseline
▲ 0.50% · 4.625%
HK$24,904
+HK$1,247/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,314/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,192
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,883
−HK$701/mo
Today · 4.125%
HK$23,584
baseline
▲ 0.50% · 4.625%
HK$25,019
+HK$1,435/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$47,168/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,689
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,351
−HK$671/mo
Today · 4.125%
HK$26,022
baseline
▲ 0.50% · 4.625%
HK$27,394
+HK$1,372/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$52,044/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,210
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,963
−HK$765/mo
Today · 4.125%
HK$25,728
baseline
▲ 0.50% · 4.625%
HK$27,293
+HK$1,565/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,456/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,933
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,655
−HK$733/mo
Today · 4.125%
HK$28,388
baseline
▲ 0.50% · 4.625%
HK$29,885
+HK$1,497/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,776/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,227
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,043
−HK$829/mo
Today · 4.125%
HK$27,872
baseline
▲ 0.50% · 4.625%
HK$29,568
+HK$1,696/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$55,744/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,177
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,960
−HK$794/mo
Today · 4.125%
HK$30,754
baseline
▲ 0.50% · 4.625%
HK$32,375
+HK$1,621/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$61,508/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,245
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,123
−HK$893/mo
Today · 4.125%
HK$30,016
baseline
▲ 0.50% · 4.625%
HK$31,842
+HK$1,826/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$60,032/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,422
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,265
−HK$854/mo
Today · 4.125%
HK$33,119
baseline
▲ 0.50% · 4.625%
HK$34,865
+HK$1,746/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,238/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,262
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,203
−HK$957/mo
Today · 4.125%
HK$32,160
baseline
▲ 0.50% · 4.625%
HK$34,117
+HK$1,957/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$64,320/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,666
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,569
−HK$916/mo
Today · 4.125%
HK$35,485
baseline
▲ 0.50% · 4.625%
HK$37,356
+HK$1,871/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$70,970/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,280
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,284
−HK$1,020/mo
Today · 4.125%
HK$34,304
baseline
▲ 0.50% · 4.625%
HK$36,391
+HK$2,087/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$68,608/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,911
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,874
−HK$977/mo
Today · 4.125%
HK$37,851
baseline
▲ 0.50% · 4.625%
HK$39,846
+HK$1,995/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$75,702/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,297
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,364
−HK$1,084/mo
Today · 4.125%
HK$36,448
baseline
▲ 0.50% · 4.625%
HK$38,666
+HK$2,218/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$72,896/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,155
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,178
−HK$1,039/mo
Today · 4.125%
HK$40,217
baseline
▲ 0.50% · 4.625%
HK$42,336
+HK$2,119/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$80,434/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,315
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,444
−HK$1,148/mo
Today · 4.125%
HK$38,592
baseline
▲ 0.50% · 4.625%
HK$40,940
+HK$2,348/mo
Deposit HK$885K · loan HK$7.96M · min. income ≈ HK$77,184/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,400
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,483
−HK$1,099/mo
Today · 4.125%
HK$42,582
baseline
▲ 0.50% · 4.625%
HK$44,827
+HK$2,245/mo
Deposit HK$885K · loan HK$7.96M · min. income ≈ HK$85,164/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,428 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).