▼ 0.50% · 3.625%
HK$17,627
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$18,176
−HK$557/mo
Today · 4.125%
HK$18,733
baseline
▲ 0.50% · 4.625%
HK$19,873
+HK$1,140/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,466/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,610
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$20,136
−HK$534/mo
Today · 4.125%
HK$20,670
baseline
▲ 0.50% · 4.625%
HK$21,759
+HK$1,089/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,340/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,390
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,993
−HK$613/mo
Today · 4.125%
HK$20,606
baseline
▲ 0.50% · 4.625%
HK$21,860
+HK$1,254/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$41,212/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,571
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,150
−HK$587/mo
Today · 4.125%
HK$22,737
baseline
▲ 0.50% · 4.625%
HK$23,935
+HK$1,198/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$45,474/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,153
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,811
−HK$668/mo
Today · 4.125%
HK$22,479
baseline
▲ 0.50% · 4.625%
HK$23,847
+HK$1,368/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$44,958/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,532
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,163
−HK$641/mo
Today · 4.125%
HK$24,804
baseline
▲ 0.50% · 4.625%
HK$26,111
+HK$1,307/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$49,608/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,916
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,628
−HK$725/mo
Today · 4.125%
HK$24,353
baseline
▲ 0.50% · 4.625%
HK$25,834
+HK$1,481/mo
Deposit HK$2.71M · loan HK$5.02M · min. income ≈ HK$48,706/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,493
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,177
−HK$694/mo
Today · 4.125%
HK$26,871
baseline
▲ 0.50% · 4.625%
HK$28,287
+HK$1,416/mo
Deposit HK$2.71M · loan HK$5.02M · min. income ≈ HK$53,742/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,678
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,446
−HK$780/mo
Today · 4.125%
HK$26,226
baseline
▲ 0.50% · 4.625%
HK$27,822
+HK$1,596/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$52,452/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,454
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,191
−HK$747/mo
Today · 4.125%
HK$28,938
baseline
▲ 0.50% · 4.625%
HK$30,463
+HK$1,525/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$57,876/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,441
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,263
−HK$836/mo
Today · 4.125%
HK$28,099
baseline
▲ 0.50% · 4.625%
HK$29,809
+HK$1,710/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$56,198/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,415
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,204
−HK$801/mo
Today · 4.125%
HK$31,005
baseline
▲ 0.50% · 4.625%
HK$32,639
+HK$1,634/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$62,010/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,204
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,081
−HK$891/mo
Today · 4.125%
HK$29,972
baseline
▲ 0.50% · 4.625%
HK$31,796
+HK$1,824/mo
Deposit HK$1.55M · loan HK$6.18M · min. income ≈ HK$59,944/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,376
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,218
−HK$854/mo
Today · 4.125%
HK$33,072
baseline
▲ 0.50% · 4.625%
HK$34,815
+HK$1,743/mo
Deposit HK$1.55M · loan HK$6.18M · min. income ≈ HK$66,144/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,966
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,899
−HK$947/mo
Today · 4.125%
HK$31,846
baseline
▲ 0.50% · 4.625%
HK$33,783
+HK$1,937/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$63,692/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,337
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,232
−HK$907/mo
Today · 4.125%
HK$35,139
baseline
▲ 0.50% · 4.625%
HK$36,991
+HK$1,852/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$70,278/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,729
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,716
−HK$1,003/mo
Today · 4.125%
HK$33,719
baseline
▲ 0.50% · 4.625%
HK$35,771
+HK$2,052/mo
Deposit HK$773K · loan HK$6.96M · min. income ≈ HK$67,438/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,298
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,245
−HK$961/mo
Today · 4.125%
HK$37,206
baseline
▲ 0.50% · 4.625%
HK$39,167
+HK$1,961/mo
Deposit HK$773K · loan HK$6.96M · min. income ≈ HK$74,412/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,913 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).