▼ 0.50% · 3.625%
HK$22,523
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,224
−HK$711/mo
Today · 4.125%
HK$23,935
baseline
▲ 0.50% · 4.625%
HK$25,392
+HK$1,457/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,870/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$357,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,057
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,729
−HK$681/mo
Today · 4.125%
HK$26,410
baseline
▲ 0.50% · 4.625%
HK$27,803
+HK$1,393/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,820/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$357,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,775
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,546
−HK$783/mo
Today · 4.125%
HK$26,329
baseline
▲ 0.50% · 4.625%
HK$27,931
+HK$1,602/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$52,658/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,562
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,302
−HK$749/mo
Today · 4.125%
HK$29,051
baseline
▲ 0.50% · 4.625%
HK$30,583
+HK$1,532/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$58,102/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,028
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,868
−HK$855/mo
Today · 4.125%
HK$28,723
baseline
▲ 0.50% · 4.625%
HK$30,470
+HK$1,747/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,446/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,068
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,874
−HK$818/mo
Today · 4.125%
HK$31,692
baseline
▲ 0.50% · 4.625%
HK$33,363
+HK$1,671/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,384/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,280
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,191
−HK$925/mo
Today · 4.125%
HK$31,116
baseline
▲ 0.50% · 4.625%
HK$33,009
+HK$1,893/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$62,232/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,574
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,447
−HK$887/mo
Today · 4.125%
HK$34,334
baseline
▲ 0.50% · 4.625%
HK$36,143
+HK$1,809/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$68,668/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,532
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,513
−HK$997/mo
Today · 4.125%
HK$33,510
baseline
▲ 0.50% · 4.625%
HK$35,549
+HK$2,039/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$67,020/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,079
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,020
−HK$955/mo
Today · 4.125%
HK$36,975
baseline
▲ 0.50% · 4.625%
HK$38,924
+HK$1,949/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,950/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,785
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,835
−HK$1,068/mo
Today · 4.125%
HK$35,903
baseline
▲ 0.50% · 4.625%
HK$38,088
+HK$2,185/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$71,806/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,585
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,593
−HK$1,023/mo
Today · 4.125%
HK$39,616
baseline
▲ 0.50% · 4.625%
HK$41,704
+HK$2,088/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$79,232/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,037
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,158
−HK$1,139/mo
Today · 4.125%
HK$38,297
baseline
▲ 0.50% · 4.625%
HK$40,627
+HK$2,330/mo
Deposit HK$1.98M · loan HK$7.90M · min. income ≈ HK$76,594/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,091
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,166
−HK$1,091/mo
Today · 4.125%
HK$42,257
baseline
▲ 0.50% · 4.625%
HK$44,484
+HK$2,227/mo
Deposit HK$1.98M · loan HK$7.90M · min. income ≈ HK$84,514/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,289
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,480
−HK$1,210/mo
Today · 4.125%
HK$40,690
baseline
▲ 0.50% · 4.625%
HK$43,166
+HK$2,476/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$81,380/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,596
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,739
−HK$1,159/mo
Today · 4.125%
HK$44,898
baseline
▲ 0.50% · 4.625%
HK$47,264
+HK$2,366/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$89,796/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,541
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,803
−HK$1,281/mo
Today · 4.125%
HK$43,084
baseline
▲ 0.50% · 4.625%
HK$45,705
+HK$2,621/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$86,168/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$357,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,102
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,312
−HK$1,227/mo
Today · 4.125%
HK$47,539
baseline
▲ 0.50% · 4.625%
HK$50,045
+HK$2,506/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$95,078/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$357,742 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).