▼ 0.50% · 3.625%
HK$21,991
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,675
−HK$695/mo
Today · 4.125%
HK$23,370
baseline
▲ 0.50% · 4.625%
HK$24,793
+HK$1,423/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,740/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,465
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,121
−HK$666/mo
Today · 4.125%
HK$25,787
baseline
▲ 0.50% · 4.625%
HK$27,146
+HK$1,359/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,574/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,191
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,943
−HK$765/mo
Today · 4.125%
HK$25,708
baseline
▲ 0.50% · 4.625%
HK$27,272
+HK$1,564/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$51,416/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$334,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,912
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,634
−HK$732/mo
Today · 4.125%
HK$28,366
baseline
▲ 0.50% · 4.625%
HK$29,861
+HK$1,495/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$56,732/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$334,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,390
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,211
−HK$834/mo
Today · 4.125%
HK$28,045
baseline
▲ 0.50% · 4.625%
HK$29,751
+HK$1,706/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,090/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,358
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,146
−HK$798/mo
Today · 4.125%
HK$30,944
baseline
▲ 0.50% · 4.625%
HK$32,576
+HK$1,632/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,888/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,589
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,478
−HK$904/mo
Today · 4.125%
HK$30,382
baseline
▲ 0.50% · 4.625%
HK$32,230
+HK$1,848/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$60,764/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,805
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,658
−HK$865/mo
Today · 4.125%
HK$33,523
baseline
▲ 0.50% · 4.625%
HK$35,290
+HK$1,767/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$67,046/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,788
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,746
−HK$973/mo
Today · 4.125%
HK$32,719
baseline
▲ 0.50% · 4.625%
HK$34,710
+HK$1,991/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,438/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,251
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,170
−HK$932/mo
Today · 4.125%
HK$36,102
baseline
▲ 0.50% · 4.625%
HK$38,005
+HK$1,903/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,204/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,987
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,013
−HK$1,043/mo
Today · 4.125%
HK$35,056
baseline
▲ 0.50% · 4.625%
HK$37,189
+HK$2,133/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$70,112/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$334,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,698
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,682
−HK$999/mo
Today · 4.125%
HK$38,681
baseline
▲ 0.50% · 4.625%
HK$40,719
+HK$2,038/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$77,362/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$334,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,186
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,281
−HK$1,112/mo
Today · 4.125%
HK$37,393
baseline
▲ 0.50% · 4.625%
HK$39,668
+HK$2,275/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$74,786/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,144
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,194
−HK$1,065/mo
Today · 4.125%
HK$41,259
baseline
▲ 0.50% · 4.625%
HK$43,434
+HK$2,175/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$82,518/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,385
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,548
−HK$1,182/mo
Today · 4.125%
HK$39,730
baseline
▲ 0.50% · 4.625%
HK$42,147
+HK$2,417/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$79,460/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,591
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,706
−HK$1,132/mo
Today · 4.125%
HK$43,838
baseline
▲ 0.50% · 4.625%
HK$46,149
+HK$2,311/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$87,676/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,585
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,816
−HK$1,251/mo
Today · 4.125%
HK$42,067
baseline
▲ 0.50% · 4.625%
HK$44,627
+HK$2,560/mo
Deposit HK$964K · loan HK$8.68M · min. income ≈ HK$84,134/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,037
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,219
−HK$1,198/mo
Today · 4.125%
HK$46,417
baseline
▲ 0.50% · 4.625%
HK$48,863
+HK$2,446/mo
Deposit HK$964K · loan HK$8.68M · min. income ≈ HK$92,834/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,428 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).