▼ 0.50% · 3.625%
HK$21,449
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,116
−HK$678/mo
Today · 4.125%
HK$22,794
baseline
▲ 0.50% · 4.625%
HK$24,180
+HK$1,386/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,588/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,861
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,501
−HK$649/mo
Today · 4.125%
HK$25,150
baseline
▲ 0.50% · 4.625%
HK$26,476
+HK$1,326/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,300/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,593
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,327
−HK$746/mo
Today · 4.125%
HK$25,073
baseline
▲ 0.50% · 4.625%
HK$26,599
+HK$1,526/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,146/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,247
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,951
−HK$714/mo
Today · 4.125%
HK$27,665
baseline
▲ 0.50% · 4.625%
HK$29,124
+HK$1,459/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,330/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,738
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,539
−HK$813/mo
Today · 4.125%
HK$27,352
baseline
▲ 0.50% · 4.625%
HK$29,017
+HK$1,665/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,704/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,634
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,401
−HK$780/mo
Today · 4.125%
HK$30,181
baseline
▲ 0.50% · 4.625%
HK$31,771
+HK$1,590/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,362/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,883
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,750
−HK$882/mo
Today · 4.125%
HK$29,632
baseline
▲ 0.50% · 4.625%
HK$31,435
+HK$1,803/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,264/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,020
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,852
−HK$844/mo
Today · 4.125%
HK$32,696
baseline
▲ 0.50% · 4.625%
HK$34,419
+HK$1,723/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,392/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,028
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,962
−HK$949/mo
Today · 4.125%
HK$31,911
baseline
▲ 0.50% · 4.625%
HK$33,853
+HK$1,942/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,822/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,406
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,302
−HK$909/mo
Today · 4.125%
HK$35,211
baseline
▲ 0.50% · 4.625%
HK$37,067
+HK$1,856/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,422/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,173
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,174
−HK$1,016/mo
Today · 4.125%
HK$34,190
baseline
▲ 0.50% · 4.625%
HK$36,271
+HK$2,081/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,380/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,792
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,752
−HK$974/mo
Today · 4.125%
HK$37,726
baseline
▲ 0.50% · 4.625%
HK$39,714
+HK$1,988/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,452/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,318
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,385
−HK$1,085/mo
Today · 4.125%
HK$36,470
baseline
▲ 0.50% · 4.625%
HK$38,689
+HK$2,219/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,940/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,178
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,202
−HK$1,039/mo
Today · 4.125%
HK$40,241
baseline
▲ 0.50% · 4.625%
HK$42,362
+HK$2,121/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,482/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,463
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,597
−HK$1,152/mo
Today · 4.125%
HK$38,749
baseline
▲ 0.50% · 4.625%
HK$41,107
+HK$2,358/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$77,498/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,564
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,652
−HK$1,104/mo
Today · 4.125%
HK$42,756
baseline
▲ 0.50% · 4.625%
HK$45,009
+HK$2,253/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$85,512/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,607
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,808
−HK$1,220/mo
Today · 4.125%
HK$41,028
baseline
▲ 0.50% · 4.625%
HK$43,525
+HK$2,497/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$82,056/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,950
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,102
−HK$1,169/mo
Today · 4.125%
HK$45,271
baseline
▲ 0.50% · 4.625%
HK$47,657
+HK$2,386/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$90,542/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,620 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).