▼ 0.50% · 3.625%
HK$21,662
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,336
−HK$684/mo
Today · 4.125%
HK$23,020
baseline
▲ 0.50% · 4.625%
HK$24,421
+HK$1,401/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,040/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$319,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,098
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,745
−HK$655/mo
Today · 4.125%
HK$25,400
baseline
▲ 0.50% · 4.625%
HK$26,739
+HK$1,339/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,800/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$319,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,828
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,569
−HK$753/mo
Today · 4.125%
HK$25,322
baseline
▲ 0.50% · 4.625%
HK$26,863
+HK$1,541/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$50,644/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,508
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,219
−HK$721/mo
Today · 4.125%
HK$27,940
baseline
▲ 0.50% · 4.625%
HK$29,413
+HK$1,473/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$55,880/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,994
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,803
−HK$821/mo
Today · 4.125%
HK$27,624
baseline
▲ 0.50% · 4.625%
HK$29,305
+HK$1,681/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$55,248/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,918
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,694
−HK$787/mo
Today · 4.125%
HK$30,481
baseline
▲ 0.50% · 4.625%
HK$32,087
+HK$1,606/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$60,962/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,160
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,036
−HK$890/mo
Today · 4.125%
HK$29,926
baseline
▲ 0.50% · 4.625%
HK$31,747
+HK$1,821/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$59,852/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,328
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,168
−HK$853/mo
Today · 4.125%
HK$33,021
baseline
▲ 0.50% · 4.625%
HK$34,761
+HK$1,740/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$66,042/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,326
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,270
−HK$958/mo
Today · 4.125%
HK$32,228
baseline
▲ 0.50% · 4.625%
HK$34,189
+HK$1,961/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$64,456/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,738
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,643
−HK$918/mo
Today · 4.125%
HK$35,561
baseline
▲ 0.50% · 4.625%
HK$37,435
+HK$1,874/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$71,122/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,493
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,503
−HK$1,027/mo
Today · 4.125%
HK$34,530
baseline
▲ 0.50% · 4.625%
HK$36,631
+HK$2,101/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$69,060/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,148
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,117
−HK$984/mo
Today · 4.125%
HK$38,101
baseline
▲ 0.50% · 4.625%
HK$40,109
+HK$2,008/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$76,202/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,659
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,737
−HK$1,095/mo
Today · 4.125%
HK$36,832
baseline
▲ 0.50% · 4.625%
HK$39,073
+HK$2,241/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$73,664/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,558
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,592
−HK$1,049/mo
Today · 4.125%
HK$40,641
baseline
▲ 0.50% · 4.625%
HK$42,783
+HK$2,142/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$81,282/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,825
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,970
−HK$1,164/mo
Today · 4.125%
HK$39,134
baseline
▲ 0.50% · 4.625%
HK$41,515
+HK$2,381/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$78,268/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,967
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,066
−HK$1,115/mo
Today · 4.125%
HK$43,181
baseline
▲ 0.50% · 4.625%
HK$45,457
+HK$2,276/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$86,362/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,991
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,204
−HK$1,232/mo
Today · 4.125%
HK$41,436
baseline
▲ 0.50% · 4.625%
HK$43,958
+HK$2,522/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$82,872/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,377
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,541
−HK$1,180/mo
Today · 4.125%
HK$45,721
baseline
▲ 0.50% · 4.625%
HK$48,131
+HK$2,410/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$91,442/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,970 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).