▼ 0.50% · 3.625%
HK$21,938
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,621
−HK$693/mo
Today · 4.125%
HK$23,314
baseline
▲ 0.50% · 4.625%
HK$24,732
+HK$1,418/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,628/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$332,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,406
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,060
−HK$665/mo
Today · 4.125%
HK$25,725
baseline
▲ 0.50% · 4.625%
HK$27,080
+HK$1,355/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,450/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$332,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,132
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,883
−HK$762/mo
Today · 4.125%
HK$25,645
baseline
▲ 0.50% · 4.625%
HK$27,206
+HK$1,561/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$51,290/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$332,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,847
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,567
−HK$730/mo
Today · 4.125%
HK$28,297
baseline
▲ 0.50% · 4.625%
HK$29,789
+HK$1,492/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$56,594/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$332,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,326
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,145
−HK$832/mo
Today · 4.125%
HK$27,977
baseline
▲ 0.50% · 4.625%
HK$29,679
+HK$1,702/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$55,954/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,287
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,073
−HK$796/mo
Today · 4.125%
HK$30,869
baseline
▲ 0.50% · 4.625%
HK$32,497
+HK$1,628/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$61,738/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,520
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,407
−HK$901/mo
Today · 4.125%
HK$30,308
baseline
▲ 0.50% · 4.625%
HK$32,152
+HK$1,844/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$60,616/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,728
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,579
−HK$863/mo
Today · 4.125%
HK$33,442
baseline
▲ 0.50% · 4.625%
HK$35,205
+HK$1,763/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$66,884/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,713
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,669
−HK$970/mo
Today · 4.125%
HK$32,639
baseline
▲ 0.50% · 4.625%
HK$34,625
+HK$1,986/mo
Deposit HK$2.89M · loan HK$6.73M · min. income ≈ HK$65,278/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,168
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,085
−HK$929/mo
Today · 4.125%
HK$36,014
baseline
▲ 0.50% · 4.625%
HK$37,913
+HK$1,899/mo
Deposit HK$2.89M · loan HK$6.73M · min. income ≈ HK$72,028/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,907
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,931
−HK$1,040/mo
Today · 4.125%
HK$34,971
baseline
▲ 0.50% · 4.625%
HK$37,099
+HK$2,128/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$69,942/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,609
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,591
−HK$996/mo
Today · 4.125%
HK$38,587
baseline
▲ 0.50% · 4.625%
HK$40,621
+HK$2,034/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$77,174/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,101
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,193
−HK$1,109/mo
Today · 4.125%
HK$37,302
baseline
▲ 0.50% · 4.625%
HK$39,572
+HK$2,270/mo
Deposit HK$1.92M · loan HK$7.70M · min. income ≈ HK$74,604/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,050
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,097
−HK$1,062/mo
Today · 4.125%
HK$41,159
baseline
▲ 0.50% · 4.625%
HK$43,329
+HK$2,170/mo
Deposit HK$1.92M · loan HK$7.70M · min. income ≈ HK$82,318/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,295
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,455
−HK$1,179/mo
Today · 4.125%
HK$39,634
baseline
▲ 0.50% · 4.625%
HK$42,045
+HK$2,411/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$79,268/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,490
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,603
−HK$1,129/mo
Today · 4.125%
HK$43,732
baseline
▲ 0.50% · 4.625%
HK$46,037
+HK$2,305/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$87,464/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,489
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,717
−HK$1,248/mo
Today · 4.125%
HK$41,965
baseline
▲ 0.50% · 4.625%
HK$44,518
+HK$2,553/mo
Deposit HK$962K · loan HK$8.66M · min. income ≈ HK$83,930/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$332,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,931
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,109
−HK$1,195/mo
Today · 4.125%
HK$46,304
baseline
▲ 0.50% · 4.625%
HK$48,745
+HK$2,441/mo
Deposit HK$962K · loan HK$8.66M · min. income ≈ HK$92,608/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$332,091 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).