▼ 0.50% · 3.625%
HK$21,985
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,669
−HK$695/mo
Today · 4.125%
HK$23,364
baseline
▲ 0.50% · 4.625%
HK$24,786
+HK$1,422/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,728/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$334,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,458
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,114
−HK$666/mo
Today · 4.125%
HK$25,780
baseline
▲ 0.50% · 4.625%
HK$27,139
+HK$1,359/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,560/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$334,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,184
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,936
−HK$764/mo
Today · 4.125%
HK$25,700
baseline
▲ 0.50% · 4.625%
HK$27,264
+HK$1,564/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$51,400/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$334,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,904
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,626
−HK$732/mo
Today · 4.125%
HK$28,358
baseline
▲ 0.50% · 4.625%
HK$29,853
+HK$1,495/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$56,716/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$334,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,382
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,203
−HK$834/mo
Today · 4.125%
HK$28,037
baseline
▲ 0.50% · 4.625%
HK$29,743
+HK$1,706/mo
Deposit HK$3.86M · loan HK$5.78M · min. income ≈ HK$56,074/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,350
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,137
−HK$799/mo
Today · 4.125%
HK$30,936
baseline
▲ 0.50% · 4.625%
HK$32,566
+HK$1,630/mo
Deposit HK$3.86M · loan HK$5.78M · min. income ≈ HK$61,872/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,581
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,470
−HK$903/mo
Today · 4.125%
HK$30,373
baseline
▲ 0.50% · 4.625%
HK$32,221
+HK$1,848/mo
Deposit HK$3.37M · loan HK$6.27M · min. income ≈ HK$60,746/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,796
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,649
−HK$865/mo
Today · 4.125%
HK$33,514
baseline
▲ 0.50% · 4.625%
HK$35,280
+HK$1,766/mo
Deposit HK$3.37M · loan HK$6.27M · min. income ≈ HK$67,028/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,779
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,737
−HK$973/mo
Today · 4.125%
HK$32,710
baseline
▲ 0.50% · 4.625%
HK$34,700
+HK$1,990/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,420/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,242
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,160
−HK$932/mo
Today · 4.125%
HK$36,092
baseline
▲ 0.50% · 4.625%
HK$37,994
+HK$1,902/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,184/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,978
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,004
−HK$1,042/mo
Today · 4.125%
HK$35,046
baseline
▲ 0.50% · 4.625%
HK$37,178
+HK$2,132/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$70,092/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$334,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,688
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,672
−HK$998/mo
Today · 4.125%
HK$38,670
baseline
▲ 0.50% · 4.625%
HK$40,708
+HK$2,038/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$77,340/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$334,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,176
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,271
−HK$1,111/mo
Today · 4.125%
HK$37,382
baseline
▲ 0.50% · 4.625%
HK$39,657
+HK$2,275/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$74,764/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,133
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,183
−HK$1,065/mo
Today · 4.125%
HK$41,248
baseline
▲ 0.50% · 4.625%
HK$43,422
+HK$2,174/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$82,496/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,375
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,538
−HK$1,181/mo
Today · 4.125%
HK$39,719
baseline
▲ 0.50% · 4.625%
HK$42,135
+HK$2,416/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$79,438/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,579
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,694
−HK$1,132/mo
Today · 4.125%
HK$43,826
baseline
▲ 0.50% · 4.625%
HK$46,136
+HK$2,310/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$87,652/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,573
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,804
−HK$1,251/mo
Today · 4.125%
HK$42,055
baseline
▲ 0.50% · 4.625%
HK$44,614
+HK$2,559/mo
Deposit HK$964K · loan HK$8.68M · min. income ≈ HK$84,110/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,025
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,206
−HK$1,198/mo
Today · 4.125%
HK$46,404
baseline
▲ 0.50% · 4.625%
HK$48,850
+HK$2,446/mo
Deposit HK$964K · loan HK$8.68M · min. income ≈ HK$92,808/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,158 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).