▼ 0.50% · 3.625%
HK$17,575
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,122
−HK$555/mo
Today · 4.125%
HK$18,677
baseline
▲ 0.50% · 4.625%
HK$19,814
+HK$1,137/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$37,354/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,552
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$20,077
−HK$532/mo
Today · 4.125%
HK$20,609
baseline
▲ 0.50% · 4.625%
HK$21,695
+HK$1,086/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$41,218/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,333
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,934
−HK$611/mo
Today · 4.125%
HK$20,545
baseline
▲ 0.50% · 4.625%
HK$21,795
+HK$1,250/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$41,090/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,508
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,084
−HK$586/mo
Today · 4.125%
HK$22,670
baseline
▲ 0.50% · 4.625%
HK$23,864
+HK$1,194/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$45,340/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,090
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,746
−HK$667/mo
Today · 4.125%
HK$22,413
baseline
▲ 0.50% · 4.625%
HK$23,777
+HK$1,364/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$44,826/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$231,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,463
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,092
−HK$638/mo
Today · 4.125%
HK$24,730
baseline
▲ 0.50% · 4.625%
HK$26,034
+HK$1,304/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$49,460/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$231,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,848
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,559
−HK$722/mo
Today · 4.125%
HK$24,281
baseline
▲ 0.50% · 4.625%
HK$25,758
+HK$1,477/mo
Deposit HK$2.70M · loan HK$5.01M · min. income ≈ HK$48,562/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,418
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,100
−HK$691/mo
Today · 4.125%
HK$26,791
baseline
▲ 0.50% · 4.625%
HK$28,203
+HK$1,412/mo
Deposit HK$2.70M · loan HK$5.01M · min. income ≈ HK$53,582/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,605
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,371
−HK$777/mo
Today · 4.125%
HK$26,148
baseline
▲ 0.50% · 4.625%
HK$27,739
+HK$1,591/mo
Deposit HK$2.31M · loan HK$5.40M · min. income ≈ HK$52,296/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$231,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,373
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,107
−HK$745/mo
Today · 4.125%
HK$28,852
baseline
▲ 0.50% · 4.625%
HK$30,373
+HK$1,521/mo
Deposit HK$2.31M · loan HK$5.40M · min. income ≈ HK$57,704/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$231,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,363
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,183
−HK$833/mo
Today · 4.125%
HK$28,016
baseline
▲ 0.50% · 4.625%
HK$29,721
+HK$1,705/mo
Deposit HK$1.93M · loan HK$5.78M · min. income ≈ HK$56,032/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,328
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,115
−HK$798/mo
Today · 4.125%
HK$30,913
baseline
▲ 0.50% · 4.625%
HK$32,542
+HK$1,629/mo
Deposit HK$1.93M · loan HK$5.78M · min. income ≈ HK$61,826/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,120
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$28,995
−HK$889/mo
Today · 4.125%
HK$29,884
baseline
▲ 0.50% · 4.625%
HK$31,702
+HK$1,818/mo
Deposit HK$1.54M · loan HK$6.17M · min. income ≈ HK$59,768/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,284
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,123
−HK$851/mo
Today · 4.125%
HK$32,974
baseline
▲ 0.50% · 4.625%
HK$34,712
+HK$1,738/mo
Deposit HK$1.54M · loan HK$6.17M · min. income ≈ HK$65,948/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,878
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,807
−HK$945/mo
Today · 4.125%
HK$31,752
baseline
▲ 0.50% · 4.625%
HK$33,684
+HK$1,932/mo
Deposit HK$1.16M · loan HK$6.55M · min. income ≈ HK$63,504/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,239
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,130
−HK$905/mo
Today · 4.125%
HK$35,035
baseline
▲ 0.50% · 4.625%
HK$36,881
+HK$1,846/mo
Deposit HK$1.16M · loan HK$6.55M · min. income ≈ HK$70,070/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,635
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,620
−HK$999/mo
Today · 4.125%
HK$33,619
baseline
▲ 0.50% · 4.625%
HK$35,665
+HK$2,046/mo
Deposit HK$771K · loan HK$6.94M · min. income ≈ HK$67,238/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,194
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,138
−HK$958/mo
Today · 4.125%
HK$37,096
baseline
▲ 0.50% · 4.625%
HK$39,051
+HK$1,955/mo
Deposit HK$771K · loan HK$6.94M · min. income ≈ HK$74,192/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,228 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).