▼ 0.50% · 3.625%
HK$22,439
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,137
−HK$709/mo
Today · 4.125%
HK$23,846
baseline
▲ 0.50% · 4.625%
HK$25,297
+HK$1,451/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,692/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$354,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,963
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,632
−HK$680/mo
Today · 4.125%
HK$26,312
baseline
▲ 0.50% · 4.625%
HK$27,698
+HK$1,386/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,624/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$354,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,683
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,450
−HK$780/mo
Today · 4.125%
HK$26,230
baseline
▲ 0.50% · 4.625%
HK$27,827
+HK$1,597/mo
Deposit HK$4.43M · loan HK$5.41M · min. income ≈ HK$52,460/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$354,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,459
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,196
−HK$747/mo
Today · 4.125%
HK$28,943
baseline
▲ 0.50% · 4.625%
HK$30,468
+HK$1,525/mo
Deposit HK$4.43M · loan HK$5.41M · min. income ≈ HK$57,886/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$354,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,927
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,764
−HK$851/mo
Today · 4.125%
HK$28,615
baseline
▲ 0.50% · 4.625%
HK$30,356
+HK$1,741/mo
Deposit HK$3.94M · loan HK$5.90M · min. income ≈ HK$57,230/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,955
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,759
−HK$815/mo
Today · 4.125%
HK$31,574
baseline
▲ 0.50% · 4.625%
HK$33,238
+HK$1,664/mo
Deposit HK$3.94M · loan HK$5.90M · min. income ≈ HK$63,148/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,170
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,078
−HK$922/mo
Today · 4.125%
HK$31,000
baseline
▲ 0.50% · 4.625%
HK$32,886
+HK$1,886/mo
Deposit HK$3.44M · loan HK$6.40M · min. income ≈ HK$62,000/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,452
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,322
−HK$883/mo
Today · 4.125%
HK$34,205
baseline
▲ 0.50% · 4.625%
HK$36,008
+HK$1,803/mo
Deposit HK$3.44M · loan HK$6.40M · min. income ≈ HK$68,410/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,414
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,391
−HK$993/mo
Today · 4.125%
HK$33,384
baseline
▲ 0.50% · 4.625%
HK$35,416
+HK$2,032/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,768/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,948
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,885
−HK$951/mo
Today · 4.125%
HK$36,836
baseline
▲ 0.50% · 4.625%
HK$38,778
+HK$1,942/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,672/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,658
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,705
−HK$1,064/mo
Today · 4.125%
HK$35,769
baseline
▲ 0.50% · 4.625%
HK$37,945
+HK$2,176/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$71,538/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$354,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,444
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,449
−HK$1,018/mo
Today · 4.125%
HK$39,467
baseline
▲ 0.50% · 4.625%
HK$41,548
+HK$2,081/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$78,934/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$354,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,902
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,019
−HK$1,134/mo
Today · 4.125%
HK$38,153
baseline
▲ 0.50% · 4.625%
HK$40,475
+HK$2,322/mo
Deposit HK$1.97M · loan HK$7.87M · min. income ≈ HK$76,306/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,941
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,012
−HK$1,087/mo
Today · 4.125%
HK$42,099
baseline
▲ 0.50% · 4.625%
HK$44,318
+HK$2,219/mo
Deposit HK$1.97M · loan HK$7.87M · min. income ≈ HK$84,198/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,146
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,332
−HK$1,206/mo
Today · 4.125%
HK$40,538
baseline
▲ 0.50% · 4.625%
HK$43,005
+HK$2,467/mo
Deposit HK$1.48M · loan HK$8.36M · min. income ≈ HK$81,076/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,437
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,575
−HK$1,155/mo
Today · 4.125%
HK$44,730
baseline
▲ 0.50% · 4.625%
HK$47,087
+HK$2,357/mo
Deposit HK$1.48M · loan HK$8.36M · min. income ≈ HK$89,460/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,390
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,646
−HK$1,277/mo
Today · 4.125%
HK$42,923
baseline
▲ 0.50% · 4.625%
HK$45,534
+HK$2,611/mo
Deposit HK$984K · loan HK$8.86M · min. income ≈ HK$85,846/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,933
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,138
−HK$1,223/mo
Today · 4.125%
HK$47,361
baseline
▲ 0.50% · 4.625%
HK$49,857
+HK$2,496/mo
Deposit HK$984K · loan HK$8.86M · min. income ≈ HK$94,722/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,046 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).