▼ 0.50% · 3.625%
HK$22,721
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,427
−HK$719/mo
Today · 4.125%
HK$24,146
baseline
▲ 0.50% · 4.625%
HK$25,615
+HK$1,469/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,292/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,277
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,954
−HK$688/mo
Today · 4.125%
HK$26,642
baseline
▲ 0.50% · 4.625%
HK$28,047
+HK$1,405/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,284/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,993
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,770
−HK$790/mo
Today · 4.125%
HK$26,560
baseline
▲ 0.50% · 4.625%
HK$28,176
+HK$1,616/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$53,120/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,804
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,550
−HK$756/mo
Today · 4.125%
HK$29,306
baseline
▲ 0.50% · 4.625%
HK$30,851
+HK$1,545/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$58,612/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,265
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,113
−HK$862/mo
Today · 4.125%
HK$28,975
baseline
▲ 0.50% · 4.625%
HK$30,738
+HK$1,763/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$57,950/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,332
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,145
−HK$826/mo
Today · 4.125%
HK$31,971
baseline
▲ 0.50% · 4.625%
HK$33,656
+HK$1,685/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$63,942/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,537
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,456
−HK$933/mo
Today · 4.125%
HK$31,389
baseline
▲ 0.50% · 4.625%
HK$33,299
+HK$1,910/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,778/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$366,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,860
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,741
−HK$894/mo
Today · 4.125%
HK$34,635
baseline
▲ 0.50% · 4.625%
HK$36,461
+HK$1,826/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,270/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$366,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,809
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,798
−HK$1,006/mo
Today · 4.125%
HK$33,804
baseline
▲ 0.50% · 4.625%
HK$35,861
+HK$2,057/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,608/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,387
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,336
−HK$963/mo
Today · 4.125%
HK$37,299
baseline
▲ 0.50% · 4.625%
HK$39,265
+HK$1,966/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,598/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,081
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,141
−HK$1,077/mo
Today · 4.125%
HK$36,218
baseline
▲ 0.50% · 4.625%
HK$38,422
+HK$2,204/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$72,436/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,915
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,932
−HK$1,031/mo
Today · 4.125%
HK$39,963
baseline
▲ 0.50% · 4.625%
HK$42,070
+HK$2,107/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$79,926/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,353
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,484
−HK$1,149/mo
Today · 4.125%
HK$38,633
baseline
▲ 0.50% · 4.625%
HK$40,984
+HK$2,351/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$77,266/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,443
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,527
−HK$1,101/mo
Today · 4.125%
HK$42,628
baseline
▲ 0.50% · 4.625%
HK$44,874
+HK$2,246/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$85,256/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,625
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,827
−HK$1,220/mo
Today · 4.125%
HK$41,047
baseline
▲ 0.50% · 4.625%
HK$43,545
+HK$2,498/mo
Deposit HK$1.49M · loan HK$8.47M · min. income ≈ HK$82,094/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,970
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,123
−HK$1,169/mo
Today · 4.125%
HK$45,292
baseline
▲ 0.50% · 4.625%
HK$47,679
+HK$2,387/mo
Deposit HK$1.49M · loan HK$8.47M · min. income ≈ HK$90,584/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,897
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,169
−HK$1,293/mo
Today · 4.125%
HK$43,462
baseline
▲ 0.50% · 4.625%
HK$46,107
+HK$2,645/mo
Deposit HK$996K · loan HK$8.97M · min. income ≈ HK$86,924/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,498
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,718
−HK$1,238/mo
Today · 4.125%
HK$47,956
baseline
▲ 0.50% · 4.625%
HK$50,484
+HK$2,528/mo
Deposit HK$996K · loan HK$8.97M · min. income ≈ HK$95,912/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,412 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).