▼ 0.50% · 3.625%
HK$20,460
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,096
−HK$647/mo
Today · 4.125%
HK$21,743
baseline
▲ 0.50% · 4.625%
HK$23,066
+HK$1,323/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,486/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,761
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,372
−HK$619/mo
Today · 4.125%
HK$23,991
baseline
▲ 0.50% · 4.625%
HK$25,256
+HK$1,265/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$47,982/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,506
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,206
−HK$711/mo
Today · 4.125%
HK$23,917
baseline
▲ 0.50% · 4.625%
HK$25,372
+HK$1,455/mo
Deposit HK$4.04M · loan HK$4.93M · min. income ≈ HK$47,834/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,037
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,709
−HK$681/mo
Today · 4.125%
HK$26,390
baseline
▲ 0.50% · 4.625%
HK$27,781
+HK$1,391/mo
Deposit HK$4.04M · loan HK$4.93M · min. income ≈ HK$52,780/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,552
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,315
−HK$776/mo
Today · 4.125%
HK$26,091
baseline
▲ 0.50% · 4.625%
HK$27,679
+HK$1,588/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,182/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,313
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,046
−HK$743/mo
Today · 4.125%
HK$28,789
baseline
▲ 0.50% · 4.625%
HK$30,307
+HK$1,518/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,578/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,598
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,425
−HK$840/mo
Today · 4.125%
HK$28,265
baseline
▲ 0.50% · 4.625%
HK$29,985
+HK$1,720/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,530/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,590
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,383
−HK$805/mo
Today · 4.125%
HK$31,188
baseline
▲ 0.50% · 4.625%
HK$32,832
+HK$1,644/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,376/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,644
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,535
−HK$905/mo
Today · 4.125%
HK$30,440
baseline
▲ 0.50% · 4.625%
HK$32,292
+HK$1,852/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,880/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,866
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,720
−HK$867/mo
Today · 4.125%
HK$33,587
baseline
▲ 0.50% · 4.625%
HK$35,358
+HK$1,771/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,174/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,690
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,644
−HK$970/mo
Today · 4.125%
HK$32,614
baseline
▲ 0.50% · 4.625%
HK$34,599
+HK$1,985/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,228/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,142
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,057
−HK$929/mo
Today · 4.125%
HK$35,986
baseline
▲ 0.50% · 4.625%
HK$37,883
+HK$1,897/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$71,972/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,735
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,754
−HK$1,034/mo
Today · 4.125%
HK$34,788
baseline
▲ 0.50% · 4.625%
HK$36,905
+HK$2,117/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$69,576/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,418
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,395
−HK$990/mo
Today · 4.125%
HK$38,385
baseline
▲ 0.50% · 4.625%
HK$40,409
+HK$2,024/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$76,770/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,781
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,863
−HK$1,100/mo
Today · 4.125%
HK$36,963
baseline
▲ 0.50% · 4.625%
HK$39,212
+HK$2,249/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$73,926/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,694
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,732
−HK$1,053/mo
Today · 4.125%
HK$40,785
baseline
▲ 0.50% · 4.625%
HK$42,934
+HK$2,149/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$81,570/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,827
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,973
−HK$1,164/mo
Today · 4.125%
HK$39,137
baseline
▲ 0.50% · 4.625%
HK$41,518
+HK$2,381/mo
Deposit HK$897K · loan HK$8.08M · min. income ≈ HK$78,274/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,970
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,069
−HK$1,115/mo
Today · 4.125%
HK$43,184
baseline
▲ 0.50% · 4.625%
HK$45,460
+HK$2,276/mo
Deposit HK$897K · loan HK$8.08M · min. income ≈ HK$86,368/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,177 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).