▼ 0.50% · 3.625%
HK$20,238
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,867
−HK$640/mo
Today · 4.125%
HK$21,507
baseline
▲ 0.50% · 4.625%
HK$22,816
+HK$1,309/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,014/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,515
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,118
−HK$613/mo
Today · 4.125%
HK$23,731
baseline
▲ 0.50% · 4.625%
HK$24,982
+HK$1,251/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,462/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,262
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,954
−HK$704/mo
Today · 4.125%
HK$23,658
baseline
▲ 0.50% · 4.625%
HK$25,097
+HK$1,439/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$47,316/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,766
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,430
−HK$674/mo
Today · 4.125%
HK$26,104
baseline
▲ 0.50% · 4.625%
HK$27,480
+HK$1,376/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$52,208/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,286
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,041
−HK$767/mo
Today · 4.125%
HK$25,808
baseline
▲ 0.50% · 4.625%
HK$27,379
+HK$1,571/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$51,616/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,017
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,742
−HK$735/mo
Today · 4.125%
HK$28,477
baseline
▲ 0.50% · 4.625%
HK$29,978
+HK$1,501/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$56,954/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,309
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,128
−HK$831/mo
Today · 4.125%
HK$27,959
baseline
▲ 0.50% · 4.625%
HK$29,660
+HK$1,701/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$55,918/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,269
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,054
−HK$796/mo
Today · 4.125%
HK$30,850
baseline
▲ 0.50% · 4.625%
HK$32,476
+HK$1,626/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$61,700/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,333
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,214
−HK$896/mo
Today · 4.125%
HK$30,110
baseline
▲ 0.50% · 4.625%
HK$31,942
+HK$1,832/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$60,220/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,520
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,366
−HK$857/mo
Today · 4.125%
HK$33,223
baseline
▲ 0.50% · 4.625%
HK$34,975
+HK$1,752/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$66,446/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,357
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,301
−HK$960/mo
Today · 4.125%
HK$32,261
baseline
▲ 0.50% · 4.625%
HK$34,224
+HK$1,963/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$64,522/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,772
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,678
−HK$918/mo
Today · 4.125%
HK$35,596
baseline
▲ 0.50% · 4.625%
HK$37,473
+HK$1,877/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$71,192/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,381
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,388
−HK$1,023/mo
Today · 4.125%
HK$34,411
baseline
▲ 0.50% · 4.625%
HK$36,505
+HK$2,094/mo
Deposit HK$1.78M · loan HK$7.10M · min. income ≈ HK$68,822/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,023
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$36,989
−HK$981/mo
Today · 4.125%
HK$37,970
baseline
▲ 0.50% · 4.625%
HK$39,971
+HK$2,001/mo
Deposit HK$1.78M · loan HK$7.10M · min. income ≈ HK$75,940/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,405
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,475
−HK$1,087/mo
Today · 4.125%
HK$36,562
baseline
▲ 0.50% · 4.625%
HK$38,787
+HK$2,225/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$73,124/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,275
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,301
−HK$1,042/mo
Today · 4.125%
HK$40,343
baseline
▲ 0.50% · 4.625%
HK$42,469
+HK$2,126/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$80,686/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,428
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,561
−HK$1,152/mo
Today · 4.125%
HK$38,713
baseline
▲ 0.50% · 4.625%
HK$41,068
+HK$2,355/mo
Deposit HK$888K · loan HK$7.99M · min. income ≈ HK$77,426/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,526
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,613
−HK$1,103/mo
Today · 4.125%
HK$42,716
baseline
▲ 0.50% · 4.625%
HK$44,967
+HK$2,251/mo
Deposit HK$888K · loan HK$7.99M · min. income ≈ HK$85,432/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,260 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).