▼ 0.50% · 3.625%
HK$3,504
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,613
−HK$111/mo
Today · 4.125%
HK$3,724
baseline
▲ 0.50% · 4.625%
HK$3,951
+HK$227/mo
Deposit HK$768K · loan HK$768K · min. income ≈ HK$7,448/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,899
−HK$210/mo
▼ 0.25% · 3.875%
HK$4,003
−HK$106/mo
Today · 4.125%
HK$4,109
baseline
▲ 0.50% · 4.625%
HK$4,326
+HK$217/mo
Deposit HK$768K · loan HK$768K · min. income ≈ HK$8,218/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,855
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,975
−HK$122/mo
Today · 4.125%
HK$4,097
baseline
▲ 0.50% · 4.625%
HK$4,346
+HK$249/mo
Deposit HK$692K · loan HK$845K · min. income ≈ HK$8,194/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,288
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,403
−HK$117/mo
Today · 4.125%
HK$4,520
baseline
▲ 0.50% · 4.625%
HK$4,758
+HK$238/mo
Deposit HK$692K · loan HK$845K · min. income ≈ HK$9,040/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,205
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,336
−HK$133/mo
Today · 4.125%
HK$4,469
baseline
▲ 0.50% · 4.625%
HK$4,741
+HK$272/mo
Deposit HK$615K · loan HK$922K · min. income ≈ HK$8,938/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,678
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,804
−HK$127/mo
Today · 4.125%
HK$4,931
baseline
▲ 0.50% · 4.625%
HK$5,191
+HK$260/mo
Deposit HK$615K · loan HK$922K · min. income ≈ HK$9,862/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,556
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,697
−HK$144/mo
Today · 4.125%
HK$4,841
baseline
▲ 0.50% · 4.625%
HK$5,136
+HK$295/mo
Deposit HK$538K · loan HK$999K · min. income ≈ HK$9,682/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,068
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,204
−HK$138/mo
Today · 4.125%
HK$5,342
baseline
▲ 0.50% · 4.625%
HK$5,624
+HK$282/mo
Deposit HK$538K · loan HK$999K · min. income ≈ HK$10,684/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,906
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,059
−HK$155/mo
Today · 4.125%
HK$5,214
baseline
▲ 0.50% · 4.625%
HK$5,531
+HK$317/mo
Deposit HK$461K · loan HK$1.08M · min. income ≈ HK$10,428/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,458
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,604
−HK$149/mo
Today · 4.125%
HK$5,753
baseline
▲ 0.50% · 4.625%
HK$6,056
+HK$303/mo
Deposit HK$461K · loan HK$1.08M · min. income ≈ HK$11,506/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,257
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,420
−HK$166/mo
Today · 4.125%
HK$5,586
baseline
▲ 0.50% · 4.625%
HK$5,926
+HK$340/mo
Deposit HK$384K · loan HK$1.15M · min. income ≈ HK$11,172/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,848
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,005
−HK$159/mo
Today · 4.125%
HK$6,164
baseline
▲ 0.50% · 4.625%
HK$6,489
+HK$325/mo
Deposit HK$384K · loan HK$1.15M · min. income ≈ HK$12,328/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,607
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,781
−HK$178/mo
Today · 4.125%
HK$5,959
baseline
▲ 0.50% · 4.625%
HK$6,321
+HK$362/mo
Deposit HK$307K · loan HK$1.23M · min. income ≈ HK$11,918/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,238
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,405
−HK$170/mo
Today · 4.125%
HK$6,575
baseline
▲ 0.50% · 4.625%
HK$6,921
+HK$346/mo
Deposit HK$307K · loan HK$1.23M · min. income ≈ HK$13,150/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,957
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,143
−HK$188/mo
Today · 4.125%
HK$6,331
baseline
▲ 0.50% · 4.625%
HK$6,716
+HK$385/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$12,662/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,628
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,805
−HK$181/mo
Today · 4.125%
HK$6,986
baseline
▲ 0.50% · 4.625%
HK$7,354
+HK$368/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$13,972/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,308
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,504
−HK$200/mo
Today · 4.125%
HK$6,704
baseline
▲ 0.50% · 4.625%
HK$7,111
+HK$407/mo
Deposit HK$154K · loan HK$1.38M · min. income ≈ HK$13,408/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,018
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,206
−HK$191/mo
Today · 4.125%
HK$7,397
baseline
▲ 0.50% · 4.625%
HK$7,787
+HK$390/mo
Deposit HK$154K · loan HK$1.38M · min. income ≈ HK$14,794/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).