▼ 0.50% · 3.625%
HK$3,787
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,905
−HK$119/mo
Today · 4.125%
HK$4,024
baseline
▲ 0.50% · 4.625%
HK$4,269
+HK$245/mo
Deposit HK$830K · loan HK$830K · min. income ≈ HK$8,048/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,213
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,326
−HK$114/mo
Today · 4.125%
HK$4,440
baseline
▲ 0.50% · 4.625%
HK$4,675
+HK$235/mo
Deposit HK$830K · loan HK$830K · min. income ≈ HK$8,880/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,166
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,295
−HK$132/mo
Today · 4.125%
HK$4,427
baseline
▲ 0.50% · 4.625%
HK$4,696
+HK$269/mo
Deposit HK$747K · loan HK$913K · min. income ≈ HK$8,854/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,634
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,758
−HK$126/mo
Today · 4.125%
HK$4,884
baseline
▲ 0.50% · 4.625%
HK$5,142
+HK$258/mo
Deposit HK$747K · loan HK$913K · min. income ≈ HK$9,768/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,544
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,686
−HK$143/mo
Today · 4.125%
HK$4,829
baseline
▲ 0.50% · 4.625%
HK$5,123
+HK$294/mo
Deposit HK$664K · loan HK$996K · min. income ≈ HK$9,658/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,055
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,191
−HK$138/mo
Today · 4.125%
HK$5,329
baseline
▲ 0.50% · 4.625%
HK$5,609
+HK$280/mo
Deposit HK$664K · loan HK$996K · min. income ≈ HK$10,658/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,923
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,076
−HK$156/mo
Today · 4.125%
HK$5,232
baseline
▲ 0.50% · 4.625%
HK$5,550
+HK$318/mo
Deposit HK$581K · loan HK$1.08M · min. income ≈ HK$10,464/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,477
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,624
−HK$149/mo
Today · 4.125%
HK$5,773
baseline
▲ 0.50% · 4.625%
HK$6,077
+HK$304/mo
Deposit HK$581K · loan HK$1.08M · min. income ≈ HK$11,546/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,302
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,467
−HK$167/mo
Today · 4.125%
HK$5,634
baseline
▲ 0.50% · 4.625%
HK$5,977
+HK$343/mo
Deposit HK$498K · loan HK$1.16M · min. income ≈ HK$11,268/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,898
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,056
−HK$161/mo
Today · 4.125%
HK$6,217
baseline
▲ 0.50% · 4.625%
HK$6,544
+HK$327/mo
Deposit HK$498K · loan HK$1.16M · min. income ≈ HK$12,434/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,680
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,857
−HK$179/mo
Today · 4.125%
HK$6,036
baseline
▲ 0.50% · 4.625%
HK$6,404
+HK$368/mo
Deposit HK$415K · loan HK$1.25M · min. income ≈ HK$12,072/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,319
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,489
−HK$172/mo
Today · 4.125%
HK$6,661
baseline
▲ 0.50% · 4.625%
HK$7,012
+HK$351/mo
Deposit HK$415K · loan HK$1.25M · min. income ≈ HK$13,322/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,059
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,247
−HK$192/mo
Today · 4.125%
HK$6,439
baseline
▲ 0.50% · 4.625%
HK$6,831
+HK$392/mo
Deposit HK$332K · loan HK$1.33M · min. income ≈ HK$12,878/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,741
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,921
−HK$184/mo
Today · 4.125%
HK$7,105
baseline
▲ 0.50% · 4.625%
HK$7,479
+HK$374/mo
Deposit HK$332K · loan HK$1.33M · min. income ≈ HK$14,210/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,438
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,638
−HK$203/mo
Today · 4.125%
HK$6,841
baseline
▲ 0.50% · 4.625%
HK$7,258
+HK$417/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$13,682/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,162
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,354
−HK$195/mo
Today · 4.125%
HK$7,549
baseline
▲ 0.50% · 4.625%
HK$7,947
+HK$398/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$15,098/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,816
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,028
−HK$216/mo
Today · 4.125%
HK$7,244
baseline
▲ 0.50% · 4.625%
HK$7,685
+HK$441/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$14,488/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,583
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,786
−HK$207/mo
Today · 4.125%
HK$7,993
baseline
▲ 0.50% · 4.625%
HK$8,414
+HK$421/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$15,986/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).