▼ 0.50% · 3.625%
HK$3,471
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,579
−HK$110/mo
Today · 4.125%
HK$3,689
baseline
▲ 0.50% · 4.625%
HK$3,913
+HK$224/mo
Deposit HK$761K · loan HK$761K · min. income ≈ HK$7,378/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,861
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,965
−HK$105/mo
Today · 4.125%
HK$4,070
baseline
▲ 0.50% · 4.625%
HK$4,285
+HK$215/mo
Deposit HK$761K · loan HK$761K · min. income ≈ HK$8,140/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,818
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,937
−HK$120/mo
Today · 4.125%
HK$4,057
baseline
▲ 0.50% · 4.625%
HK$4,304
+HK$247/mo
Deposit HK$685K · loan HK$837K · min. income ≈ HK$8,114/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,248
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,361
−HK$116/mo
Today · 4.125%
HK$4,477
baseline
▲ 0.50% · 4.625%
HK$4,713
+HK$236/mo
Deposit HK$685K · loan HK$837K · min. income ≈ HK$8,954/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,165
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,295
−HK$131/mo
Today · 4.125%
HK$4,426
baseline
▲ 0.50% · 4.625%
HK$4,696
+HK$270/mo
Deposit HK$609K · loan HK$913K · min. income ≈ HK$8,852/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,634
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,758
−HK$126/mo
Today · 4.125%
HK$4,884
baseline
▲ 0.50% · 4.625%
HK$5,141
+HK$257/mo
Deposit HK$609K · loan HK$913K · min. income ≈ HK$9,768/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,512
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,653
−HK$142/mo
Today · 4.125%
HK$4,795
baseline
▲ 0.50% · 4.625%
HK$5,087
+HK$292/mo
Deposit HK$533K · loan HK$989K · min. income ≈ HK$9,590/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,020
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,154
−HK$137/mo
Today · 4.125%
HK$5,291
baseline
▲ 0.50% · 4.625%
HK$5,570
+HK$279/mo
Deposit HK$533K · loan HK$989K · min. income ≈ HK$10,582/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,859
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,010
−HK$154/mo
Today · 4.125%
HK$5,164
baseline
▲ 0.50% · 4.625%
HK$5,478
+HK$314/mo
Deposit HK$457K · loan HK$1.07M · min. income ≈ HK$10,328/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,406
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,551
−HK$147/mo
Today · 4.125%
HK$5,698
baseline
▲ 0.50% · 4.625%
HK$5,998
+HK$300/mo
Deposit HK$457K · loan HK$1.07M · min. income ≈ HK$11,396/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,206
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,368
−HK$165/mo
Today · 4.125%
HK$5,533
baseline
▲ 0.50% · 4.625%
HK$5,870
+HK$337/mo
Deposit HK$381K · loan HK$1.14M · min. income ≈ HK$11,066/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,792
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,947
−HK$158/mo
Today · 4.125%
HK$6,105
baseline
▲ 0.50% · 4.625%
HK$6,427
+HK$322/mo
Deposit HK$381K · loan HK$1.14M · min. income ≈ HK$12,210/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,554
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,726
−HK$176/mo
Today · 4.125%
HK$5,902
baseline
▲ 0.50% · 4.625%
HK$6,261
+HK$359/mo
Deposit HK$304K · loan HK$1.22M · min. income ≈ HK$11,804/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,178
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,344
−HK$168/mo
Today · 4.125%
HK$6,512
baseline
▲ 0.50% · 4.625%
HK$6,855
+HK$343/mo
Deposit HK$304K · loan HK$1.22M · min. income ≈ HK$13,024/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,901
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,084
−HK$187/mo
Today · 4.125%
HK$6,271
baseline
▲ 0.50% · 4.625%
HK$6,652
+HK$381/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$12,542/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,564
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,740
−HK$179/mo
Today · 4.125%
HK$6,919
baseline
▲ 0.50% · 4.625%
HK$7,284
+HK$365/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$13,838/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,248
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,442
−HK$197/mo
Today · 4.125%
HK$6,639
baseline
▲ 0.50% · 4.625%
HK$7,043
+HK$404/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$13,278/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,951
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,137
−HK$189/mo
Today · 4.125%
HK$7,326
baseline
▲ 0.50% · 4.625%
HK$7,712
+HK$386/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$14,652/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).