▼ 0.50% · 3.625%
HK$3,580
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,691
−HK$113/mo
Today · 4.125%
HK$3,804
baseline
▲ 0.50% · 4.625%
HK$4,036
+HK$232/mo
Deposit HK$785K · loan HK$785K · min. income ≈ HK$7,608/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,982
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,089
−HK$108/mo
Today · 4.125%
HK$4,197
baseline
▲ 0.50% · 4.625%
HK$4,419
+HK$222/mo
Deposit HK$785K · loan HK$785K · min. income ≈ HK$8,394/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,938
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,060
−HK$125/mo
Today · 4.125%
HK$4,185
baseline
▲ 0.50% · 4.625%
HK$4,439
+HK$254/mo
Deposit HK$706K · loan HK$863K · min. income ≈ HK$8,370/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,381
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,498
−HK$119/mo
Today · 4.125%
HK$4,617
baseline
▲ 0.50% · 4.625%
HK$4,861
+HK$244/mo
Deposit HK$706K · loan HK$863K · min. income ≈ HK$9,234/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,296
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,429
−HK$136/mo
Today · 4.125%
HK$4,565
baseline
▲ 0.50% · 4.625%
HK$4,843
+HK$278/mo
Deposit HK$628K · loan HK$942K · min. income ≈ HK$9,130/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,779
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,907
−HK$130/mo
Today · 4.125%
HK$5,037
baseline
▲ 0.50% · 4.625%
HK$5,302
+HK$265/mo
Deposit HK$628K · loan HK$942K · min. income ≈ HK$10,074/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,654
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,798
−HK$147/mo
Today · 4.125%
HK$4,945
baseline
▲ 0.50% · 4.625%
HK$5,246
+HK$301/mo
Deposit HK$549K · loan HK$1.02M · min. income ≈ HK$9,890/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,177
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,316
−HK$141/mo
Today · 4.125%
HK$5,457
baseline
▲ 0.50% · 4.625%
HK$5,744
+HK$287/mo
Deposit HK$549K · loan HK$1.02M · min. income ≈ HK$10,914/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,012
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,167
−HK$159/mo
Today · 4.125%
HK$5,326
baseline
▲ 0.50% · 4.625%
HK$5,650
+HK$324/mo
Deposit HK$471K · loan HK$1.10M · min. income ≈ HK$10,652/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,575
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,725
−HK$151/mo
Today · 4.125%
HK$5,876
baseline
▲ 0.50% · 4.625%
HK$6,186
+HK$310/mo
Deposit HK$471K · loan HK$1.10M · min. income ≈ HK$11,752/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,369
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,537
−HK$169/mo
Today · 4.125%
HK$5,706
baseline
▲ 0.50% · 4.625%
HK$6,053
+HK$347/mo
Deposit HK$392K · loan HK$1.18M · min. income ≈ HK$11,412/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,973
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,134
−HK$162/mo
Today · 4.125%
HK$6,296
baseline
▲ 0.50% · 4.625%
HK$6,628
+HK$332/mo
Deposit HK$392K · loan HK$1.18M · min. income ≈ HK$12,592/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,727
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,906
−HK$181/mo
Today · 4.125%
HK$6,087
baseline
▲ 0.50% · 4.625%
HK$6,457
+HK$370/mo
Deposit HK$314K · loan HK$1.26M · min. income ≈ HK$12,174/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,372
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,543
−HK$173/mo
Today · 4.125%
HK$6,716
baseline
▲ 0.50% · 4.625%
HK$7,070
+HK$354/mo
Deposit HK$314K · loan HK$1.26M · min. income ≈ HK$13,432/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,085
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,275
−HK$192/mo
Today · 4.125%
HK$6,467
baseline
▲ 0.50% · 4.625%
HK$6,861
+HK$394/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$12,934/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,770
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,952
−HK$184/mo
Today · 4.125%
HK$7,136
baseline
▲ 0.50% · 4.625%
HK$7,512
+HK$376/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$14,272/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,443
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,644
−HK$203/mo
Today · 4.125%
HK$6,847
baseline
▲ 0.50% · 4.625%
HK$7,264
+HK$417/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$13,694/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,168
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,360
−HK$195/mo
Today · 4.125%
HK$7,555
baseline
▲ 0.50% · 4.625%
HK$7,954
+HK$399/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$15,110/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).