▼ 0.50% · 3.625%
HK$3,358
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,462
−HK$107/mo
Today · 4.125%
HK$3,569
baseline
▲ 0.50% · 4.625%
HK$3,786
+HK$217/mo
Deposit HK$736K · loan HK$736K · min. income ≈ HK$7,138/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,736
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,836
−HK$102/mo
Today · 4.125%
HK$3,938
baseline
▲ 0.50% · 4.625%
HK$4,145
+HK$207/mo
Deposit HK$736K · loan HK$736K · min. income ≈ HK$7,876/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,694
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,809
−HK$116/mo
Today · 4.125%
HK$3,925
baseline
▲ 0.50% · 4.625%
HK$4,164
+HK$239/mo
Deposit HK$663K · loan HK$810K · min. income ≈ HK$7,850/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,109
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,220
−HK$111/mo
Today · 4.125%
HK$4,331
baseline
▲ 0.50% · 4.625%
HK$4,560
+HK$229/mo
Deposit HK$663K · loan HK$810K · min. income ≈ HK$8,662/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,030
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,155
−HK$127/mo
Today · 4.125%
HK$4,282
baseline
▲ 0.50% · 4.625%
HK$4,543
+HK$261/mo
Deposit HK$589K · loan HK$884K · min. income ≈ HK$8,564/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,483
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,603
−HK$122/mo
Today · 4.125%
HK$4,725
baseline
▲ 0.50% · 4.625%
HK$4,974
+HK$249/mo
Deposit HK$589K · loan HK$884K · min. income ≈ HK$9,450/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,365
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,501
−HK$138/mo
Today · 4.125%
HK$4,639
baseline
▲ 0.50% · 4.625%
HK$4,921
+HK$282/mo
Deposit HK$515K · loan HK$957K · min. income ≈ HK$9,278/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,857
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,987
−HK$132/mo
Today · 4.125%
HK$5,119
baseline
▲ 0.50% · 4.625%
HK$5,389
+HK$270/mo
Deposit HK$515K · loan HK$957K · min. income ≈ HK$10,238/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,701
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,847
−HK$149/mo
Today · 4.125%
HK$4,996
baseline
▲ 0.50% · 4.625%
HK$5,300
+HK$304/mo
Deposit HK$442K · loan HK$1.03M · min. income ≈ HK$9,992/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,230
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,370
−HK$143/mo
Today · 4.125%
HK$5,513
baseline
▲ 0.50% · 4.625%
HK$5,803
+HK$290/mo
Deposit HK$442K · loan HK$1.03M · min. income ≈ HK$11,026/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,037
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,194
−HK$159/mo
Today · 4.125%
HK$5,353
baseline
▲ 0.50% · 4.625%
HK$5,679
+HK$326/mo
Deposit HK$368K · loan HK$1.10M · min. income ≈ HK$10,706/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,604
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,754
−HK$152/mo
Today · 4.125%
HK$5,906
baseline
▲ 0.50% · 4.625%
HK$6,218
+HK$312/mo
Deposit HK$368K · loan HK$1.10M · min. income ≈ HK$11,812/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,373
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,540
−HK$170/mo
Today · 4.125%
HK$5,710
baseline
▲ 0.50% · 4.625%
HK$6,057
+HK$347/mo
Deposit HK$295K · loan HK$1.18M · min. income ≈ HK$11,420/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,977
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,138
−HK$162/mo
Today · 4.125%
HK$6,300
baseline
▲ 0.50% · 4.625%
HK$6,632
+HK$332/mo
Deposit HK$295K · loan HK$1.18M · min. income ≈ HK$12,600/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,709
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,886
−HK$181/mo
Today · 4.125%
HK$6,067
baseline
▲ 0.50% · 4.625%
HK$6,436
+HK$369/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$12,134/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,351
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,521
−HK$173/mo
Today · 4.125%
HK$6,694
baseline
▲ 0.50% · 4.625%
HK$7,047
+HK$353/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$13,388/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,044
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,232
−HK$192/mo
Today · 4.125%
HK$6,424
baseline
▲ 0.50% · 4.625%
HK$6,814
+HK$390/mo
Deposit HK$147K · loan HK$1.33M · min. income ≈ HK$12,848/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,724
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,905
−HK$183/mo
Today · 4.125%
HK$7,088
baseline
▲ 0.50% · 4.625%
HK$7,461
+HK$373/mo
Deposit HK$147K · loan HK$1.33M · min. income ≈ HK$14,176/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).