▼ 0.50% · 3.625%
HK$3,569
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,680
−HK$113/mo
Today · 4.125%
HK$3,793
baseline
▲ 0.50% · 4.625%
HK$4,024
+HK$231/mo
Deposit HK$783K · loan HK$783K · min. income ≈ HK$7,586/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,971
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,077
−HK$108/mo
Today · 4.125%
HK$4,185
baseline
▲ 0.50% · 4.625%
HK$4,406
+HK$221/mo
Deposit HK$783K · loan HK$783K · min. income ≈ HK$8,370/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,926
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,048
−HK$124/mo
Today · 4.125%
HK$4,172
baseline
▲ 0.50% · 4.625%
HK$4,426
+HK$254/mo
Deposit HK$704K · loan HK$861K · min. income ≈ HK$8,344/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,368
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,485
−HK$119/mo
Today · 4.125%
HK$4,604
baseline
▲ 0.50% · 4.625%
HK$4,847
+HK$243/mo
Deposit HK$704K · loan HK$861K · min. income ≈ HK$9,208/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,283
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,416
−HK$136/mo
Today · 4.125%
HK$4,552
baseline
▲ 0.50% · 4.625%
HK$4,829
+HK$277/mo
Deposit HK$626K · loan HK$939K · min. income ≈ HK$9,104/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,765
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,893
−HK$129/mo
Today · 4.125%
HK$5,022
baseline
▲ 0.50% · 4.625%
HK$5,287
+HK$265/mo
Deposit HK$626K · loan HK$939K · min. income ≈ HK$10,044/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,640
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,784
−HK$147/mo
Today · 4.125%
HK$4,931
baseline
▲ 0.50% · 4.625%
HK$5,231
+HK$300/mo
Deposit HK$548K · loan HK$1.02M · min. income ≈ HK$9,862/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,162
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,301
−HK$140/mo
Today · 4.125%
HK$5,441
baseline
▲ 0.50% · 4.625%
HK$5,728
+HK$287/mo
Deposit HK$548K · loan HK$1.02M · min. income ≈ HK$10,882/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,997
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,153
−HK$157/mo
Today · 4.125%
HK$5,310
baseline
▲ 0.50% · 4.625%
HK$5,634
+HK$324/mo
Deposit HK$470K · loan HK$1.10M · min. income ≈ HK$10,620/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,559
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,708
−HK$152/mo
Today · 4.125%
HK$5,860
baseline
▲ 0.50% · 4.625%
HK$6,168
+HK$308/mo
Deposit HK$470K · loan HK$1.10M · min. income ≈ HK$11,720/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,354
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,521
−HK$169/mo
Today · 4.125%
HK$5,690
baseline
▲ 0.50% · 4.625%
HK$6,036
+HK$346/mo
Deposit HK$391K · loan HK$1.17M · min. income ≈ HK$11,380/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,956
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,116
−HK$162/mo
Today · 4.125%
HK$6,278
baseline
▲ 0.50% · 4.625%
HK$6,609
+HK$331/mo
Deposit HK$391K · loan HK$1.17M · min. income ≈ HK$12,556/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,711
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,889
−HK$180/mo
Today · 4.125%
HK$6,069
baseline
▲ 0.50% · 4.625%
HK$6,438
+HK$369/mo
Deposit HK$313K · loan HK$1.25M · min. income ≈ HK$12,138/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,353
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,524
−HK$173/mo
Today · 4.125%
HK$6,697
baseline
▲ 0.50% · 4.625%
HK$7,050
+HK$353/mo
Deposit HK$313K · loan HK$1.25M · min. income ≈ HK$13,394/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,068
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,257
−HK$191/mo
Today · 4.125%
HK$6,448
baseline
▲ 0.50% · 4.625%
HK$6,841
+HK$393/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$12,896/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,750
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,931
−HK$184/mo
Today · 4.125%
HK$7,115
baseline
▲ 0.50% · 4.625%
HK$7,490
+HK$375/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$14,230/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,425
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,625
−HK$203/mo
Today · 4.125%
HK$6,828
baseline
▲ 0.50% · 4.625%
HK$7,243
+HK$415/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$13,656/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,148
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,339
−HK$195/mo
Today · 4.125%
HK$7,534
baseline
▲ 0.50% · 4.625%
HK$7,931
+HK$397/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$15,068/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).