▼ 0.50% · 3.625%
HK$3,485
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,593
−HK$110/mo
Today · 4.125%
HK$3,703
baseline
▲ 0.50% · 4.625%
HK$3,928
+HK$225/mo
Deposit HK$764K · loan HK$764K · min. income ≈ HK$7,406/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,877
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,981
−HK$105/mo
Today · 4.125%
HK$4,086
baseline
▲ 0.50% · 4.625%
HK$4,301
+HK$215/mo
Deposit HK$764K · loan HK$764K · min. income ≈ HK$8,172/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,833
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,952
−HK$121/mo
Today · 4.125%
HK$4,073
baseline
▲ 0.50% · 4.625%
HK$4,321
+HK$248/mo
Deposit HK$688K · loan HK$841K · min. income ≈ HK$8,146/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,264
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,379
−HK$116/mo
Today · 4.125%
HK$4,495
baseline
▲ 0.50% · 4.625%
HK$4,732
+HK$237/mo
Deposit HK$688K · loan HK$841K · min. income ≈ HK$8,990/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,182
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,312
−HK$132/mo
Today · 4.125%
HK$4,444
baseline
▲ 0.50% · 4.625%
HK$4,714
+HK$270/mo
Deposit HK$611K · loan HK$917K · min. income ≈ HK$8,888/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,652
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,777
−HK$126/mo
Today · 4.125%
HK$4,903
baseline
▲ 0.50% · 4.625%
HK$5,162
+HK$259/mo
Deposit HK$611K · loan HK$917K · min. income ≈ HK$9,806/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,530
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,671
−HK$143/mo
Today · 4.125%
HK$4,814
baseline
▲ 0.50% · 4.625%
HK$5,107
+HK$293/mo
Deposit HK$535K · loan HK$993K · min. income ≈ HK$9,628/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,040
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,175
−HK$137/mo
Today · 4.125%
HK$5,312
baseline
▲ 0.50% · 4.625%
HK$5,592
+HK$280/mo
Deposit HK$535K · loan HK$993K · min. income ≈ HK$10,624/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,879
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,030
−HK$154/mo
Today · 4.125%
HK$5,184
baseline
▲ 0.50% · 4.625%
HK$5,500
+HK$316/mo
Deposit HK$458K · loan HK$1.07M · min. income ≈ HK$10,368/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,427
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,573
−HK$148/mo
Today · 4.125%
HK$5,721
baseline
▲ 0.50% · 4.625%
HK$6,022
+HK$301/mo
Deposit HK$458K · loan HK$1.07M · min. income ≈ HK$11,442/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,227
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,390
−HK$165/mo
Today · 4.125%
HK$5,555
baseline
▲ 0.50% · 4.625%
HK$5,893
+HK$338/mo
Deposit HK$382K · loan HK$1.15M · min. income ≈ HK$11,110/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,815
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,971
−HK$158/mo
Today · 4.125%
HK$6,129
baseline
▲ 0.50% · 4.625%
HK$6,452
+HK$323/mo
Deposit HK$382K · loan HK$1.15M · min. income ≈ HK$12,258/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,575
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,749
−HK$176/mo
Today · 4.125%
HK$5,925
baseline
▲ 0.50% · 4.625%
HK$6,286
+HK$361/mo
Deposit HK$306K · loan HK$1.22M · min. income ≈ HK$11,850/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,203
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,369
−HK$169/mo
Today · 4.125%
HK$6,538
baseline
▲ 0.50% · 4.625%
HK$6,882
+HK$344/mo
Deposit HK$306K · loan HK$1.22M · min. income ≈ HK$13,076/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,924
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,108
−HK$187/mo
Today · 4.125%
HK$6,295
baseline
▲ 0.50% · 4.625%
HK$6,678
+HK$383/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$12,590/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,590
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,767
−HK$179/mo
Today · 4.125%
HK$6,946
baseline
▲ 0.50% · 4.625%
HK$7,312
+HK$366/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$13,892/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,272
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,467
−HK$199/mo
Today · 4.125%
HK$6,666
baseline
▲ 0.50% · 4.625%
HK$7,071
+HK$405/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$13,332/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,978
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,165
−HK$190/mo
Today · 4.125%
HK$7,355
baseline
▲ 0.50% · 4.625%
HK$7,743
+HK$388/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$14,710/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).