▼ 0.50% · 3.625%
HK$3,673
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,788
−HK$116/mo
Today · 4.125%
HK$3,904
baseline
▲ 0.50% · 4.625%
HK$4,141
+HK$237/mo
Deposit HK$805K · loan HK$805K · min. income ≈ HK$7,808/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,086
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,196
−HK$111/mo
Today · 4.125%
HK$4,307
baseline
▲ 0.50% · 4.625%
HK$4,534
+HK$227/mo
Deposit HK$805K · loan HK$805K · min. income ≈ HK$8,614/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,041
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,166
−HK$128/mo
Today · 4.125%
HK$4,294
baseline
▲ 0.50% · 4.625%
HK$4,555
+HK$261/mo
Deposit HK$725K · loan HK$886K · min. income ≈ HK$8,588/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,495
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,616
−HK$122/mo
Today · 4.125%
HK$4,738
baseline
▲ 0.50% · 4.625%
HK$4,988
+HK$250/mo
Deposit HK$725K · loan HK$886K · min. income ≈ HK$9,476/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,408
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,545
−HK$139/mo
Today · 4.125%
HK$4,684
baseline
▲ 0.50% · 4.625%
HK$4,969
+HK$285/mo
Deposit HK$644K · loan HK$967K · min. income ≈ HK$9,368/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,904
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,035
−HK$134/mo
Today · 4.125%
HK$5,169
baseline
▲ 0.50% · 4.625%
HK$5,441
+HK$272/mo
Deposit HK$644K · loan HK$967K · min. income ≈ HK$10,338/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,775
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,924
−HK$151/mo
Today · 4.125%
HK$5,075
baseline
▲ 0.50% · 4.625%
HK$5,383
+HK$308/mo
Deposit HK$564K · loan HK$1.05M · min. income ≈ HK$10,150/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,312
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,455
−HK$144/mo
Today · 4.125%
HK$5,599
baseline
▲ 0.50% · 4.625%
HK$5,895
+HK$296/mo
Deposit HK$564K · loan HK$1.05M · min. income ≈ HK$11,198/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,143
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,303
−HK$162/mo
Today · 4.125%
HK$5,465
baseline
▲ 0.50% · 4.625%
HK$5,798
+HK$333/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$10,930/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,721
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,874
−HK$156/mo
Today · 4.125%
HK$6,030
baseline
▲ 0.50% · 4.625%
HK$6,348
+HK$318/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$12,060/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,510
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,681
−HK$174/mo
Today · 4.125%
HK$5,855
baseline
▲ 0.50% · 4.625%
HK$6,212
+HK$357/mo
Deposit HK$403K · loan HK$1.21M · min. income ≈ HK$11,710/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,130
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,294
−HK$167/mo
Today · 4.125%
HK$6,461
baseline
▲ 0.50% · 4.625%
HK$6,801
+HK$340/mo
Deposit HK$403K · loan HK$1.21M · min. income ≈ HK$12,922/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,877
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,060
−HK$186/mo
Today · 4.125%
HK$6,246
baseline
▲ 0.50% · 4.625%
HK$6,626
+HK$380/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$12,492/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,538
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,714
−HK$178/mo
Today · 4.125%
HK$6,892
baseline
▲ 0.50% · 4.625%
HK$7,255
+HK$363/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$13,784/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,245
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,439
−HK$197/mo
Today · 4.125%
HK$6,636
baseline
▲ 0.50% · 4.625%
HK$7,040
+HK$404/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$13,272/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,947
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,133
−HK$189/mo
Today · 4.125%
HK$7,322
baseline
▲ 0.50% · 4.625%
HK$7,708
+HK$386/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$14,644/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,612
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,818
−HK$208/mo
Today · 4.125%
HK$7,026
baseline
▲ 0.50% · 4.625%
HK$7,454
+HK$428/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,052/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,356
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,553
−HK$200/mo
Today · 4.125%
HK$7,753
baseline
▲ 0.50% · 4.625%
HK$8,162
+HK$409/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,506/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).