▼ 0.50% · 3.625%
HK$3,741
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,858
−HK$118/mo
Today · 4.125%
HK$3,976
baseline
▲ 0.50% · 4.625%
HK$4,218
+HK$242/mo
Deposit HK$820K · loan HK$820K · min. income ≈ HK$7,952/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,162
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,274
−HK$113/mo
Today · 4.125%
HK$4,387
baseline
▲ 0.50% · 4.625%
HK$4,618
+HK$231/mo
Deposit HK$820K · loan HK$820K · min. income ≈ HK$8,774/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,116
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,244
−HK$130/mo
Today · 4.125%
HK$4,374
baseline
▲ 0.50% · 4.625%
HK$4,640
+HK$266/mo
Deposit HK$738K · loan HK$902K · min. income ≈ HK$8,748/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,578
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,701
−HK$125/mo
Today · 4.125%
HK$4,826
baseline
▲ 0.50% · 4.625%
HK$5,080
+HK$254/mo
Deposit HK$738K · loan HK$902K · min. income ≈ HK$9,652/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,490
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,629
−HK$142/mo
Today · 4.125%
HK$4,771
baseline
▲ 0.50% · 4.625%
HK$5,062
+HK$291/mo
Deposit HK$656K · loan HK$984K · min. income ≈ HK$9,542/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,995
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,129
−HK$136/mo
Today · 4.125%
HK$5,265
baseline
▲ 0.50% · 4.625%
HK$5,542
+HK$277/mo
Deposit HK$656K · loan HK$984K · min. income ≈ HK$10,530/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,864
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,015
−HK$154/mo
Today · 4.125%
HK$5,169
baseline
▲ 0.50% · 4.625%
HK$5,483
+HK$314/mo
Deposit HK$574K · loan HK$1.07M · min. income ≈ HK$10,338/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,411
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,556
−HK$147/mo
Today · 4.125%
HK$5,703
baseline
▲ 0.50% · 4.625%
HK$6,004
+HK$301/mo
Deposit HK$574K · loan HK$1.07M · min. income ≈ HK$11,406/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,238
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,401
−HK$165/mo
Today · 4.125%
HK$5,566
baseline
▲ 0.50% · 4.625%
HK$5,905
+HK$339/mo
Deposit HK$492K · loan HK$1.15M · min. income ≈ HK$11,132/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,827
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,983
−HK$159/mo
Today · 4.125%
HK$6,142
baseline
▲ 0.50% · 4.625%
HK$6,466
+HK$324/mo
Deposit HK$492K · loan HK$1.15M · min. income ≈ HK$12,284/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,612
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,787
−HK$177/mo
Today · 4.125%
HK$5,964
baseline
▲ 0.50% · 4.625%
HK$6,327
+HK$363/mo
Deposit HK$410K · loan HK$1.23M · min. income ≈ HK$11,928/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,243
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,411
−HK$170/mo
Today · 4.125%
HK$6,581
baseline
▲ 0.50% · 4.625%
HK$6,928
+HK$347/mo
Deposit HK$410K · loan HK$1.23M · min. income ≈ HK$13,162/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,986
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,172
−HK$190/mo
Today · 4.125%
HK$6,362
baseline
▲ 0.50% · 4.625%
HK$6,749
+HK$387/mo
Deposit HK$328K · loan HK$1.31M · min. income ≈ HK$12,724/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,660
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,838
−HK$181/mo
Today · 4.125%
HK$7,019
baseline
▲ 0.50% · 4.625%
HK$7,389
+HK$370/mo
Deposit HK$328K · loan HK$1.31M · min. income ≈ HK$14,038/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,360
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,558
−HK$201/mo
Today · 4.125%
HK$6,759
baseline
▲ 0.50% · 4.625%
HK$7,170
+HK$411/mo
Deposit HK$246K · loan HK$1.39M · min. income ≈ HK$13,518/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,076
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,266
−HK$192/mo
Today · 4.125%
HK$7,458
baseline
▲ 0.50% · 4.625%
HK$7,851
+HK$393/mo
Deposit HK$246K · loan HK$1.39M · min. income ≈ HK$14,916/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,734
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,944
−HK$213/mo
Today · 4.125%
HK$7,157
baseline
▲ 0.50% · 4.625%
HK$7,592
+HK$435/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$14,314/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,492
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,693
−HK$204/mo
Today · 4.125%
HK$7,897
baseline
▲ 0.50% · 4.625%
HK$8,313
+HK$416/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$15,794/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).