▼ 0.50% · 3.625%
HK$3,874
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,995
−HK$122/mo
Today · 4.125%
HK$4,117
baseline
▲ 0.50% · 4.625%
HK$4,368
+HK$251/mo
Deposit HK$849K · loan HK$849K · min. income ≈ HK$8,234/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,310
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,425
−HK$118/mo
Today · 4.125%
HK$4,543
baseline
▲ 0.50% · 4.625%
HK$4,782
+HK$239/mo
Deposit HK$849K · loan HK$849K · min. income ≈ HK$9,086/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,262
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,394
−HK$135/mo
Today · 4.125%
HK$4,529
baseline
▲ 0.50% · 4.625%
HK$4,804
+HK$275/mo
Deposit HK$765K · loan HK$934K · min. income ≈ HK$9,058/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,741
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,868
−HK$129/mo
Today · 4.125%
HK$4,997
baseline
▲ 0.50% · 4.625%
HK$5,260
+HK$263/mo
Deposit HK$765K · loan HK$934K · min. income ≈ HK$9,994/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,649
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,794
−HK$146/mo
Today · 4.125%
HK$4,940
baseline
▲ 0.50% · 4.625%
HK$5,241
+HK$301/mo
Deposit HK$680K · loan HK$1.02M · min. income ≈ HK$9,880/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,172
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,311
−HK$140/mo
Today · 4.125%
HK$5,451
baseline
▲ 0.50% · 4.625%
HK$5,739
+HK$288/mo
Deposit HK$680K · loan HK$1.02M · min. income ≈ HK$10,902/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,036
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,193
−HK$159/mo
Today · 4.125%
HK$5,352
baseline
▲ 0.50% · 4.625%
HK$5,678
+HK$326/mo
Deposit HK$595K · loan HK$1.10M · min. income ≈ HK$10,704/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,603
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,753
−HK$153/mo
Today · 4.125%
HK$5,906
baseline
▲ 0.50% · 4.625%
HK$6,217
+HK$311/mo
Deposit HK$595K · loan HK$1.10M · min. income ≈ HK$11,812/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,424
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,592
−HK$172/mo
Today · 4.125%
HK$5,764
baseline
▲ 0.50% · 4.625%
HK$6,115
+HK$351/mo
Deposit HK$510K · loan HK$1.19M · min. income ≈ HK$11,528/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,034
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,196
−HK$164/mo
Today · 4.125%
HK$6,360
baseline
▲ 0.50% · 4.625%
HK$6,695
+HK$335/mo
Deposit HK$510K · loan HK$1.19M · min. income ≈ HK$12,720/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,811
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,992
−HK$184/mo
Today · 4.125%
HK$6,176
baseline
▲ 0.50% · 4.625%
HK$6,551
+HK$375/mo
Deposit HK$425K · loan HK$1.27M · min. income ≈ HK$12,352/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,465
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,638
−HK$176/mo
Today · 4.125%
HK$6,814
baseline
▲ 0.50% · 4.625%
HK$7,173
+HK$359/mo
Deposit HK$425K · loan HK$1.27M · min. income ≈ HK$13,628/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,199
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,391
−HK$196/mo
Today · 4.125%
HK$6,587
baseline
▲ 0.50% · 4.625%
HK$6,988
+HK$401/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$13,174/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,896
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,081
−HK$187/mo
Today · 4.125%
HK$7,268
baseline
▲ 0.50% · 4.625%
HK$7,652
+HK$384/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$14,536/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,586
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,791
−HK$208/mo
Today · 4.125%
HK$6,999
baseline
▲ 0.50% · 4.625%
HK$7,425
+HK$426/mo
Deposit HK$255K · loan HK$1.44M · min. income ≈ HK$13,998/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,327
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,523
−HK$200/mo
Today · 4.125%
HK$7,723
baseline
▲ 0.50% · 4.625%
HK$8,130
+HK$407/mo
Deposit HK$255K · loan HK$1.44M · min. income ≈ HK$15,446/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,973
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,190
−HK$221/mo
Today · 4.125%
HK$7,411
baseline
▲ 0.50% · 4.625%
HK$7,862
+HK$451/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,822/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,758
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,966
−HK$211/mo
Today · 4.125%
HK$8,177
baseline
▲ 0.50% · 4.625%
HK$8,608
+HK$431/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,354/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).