▼ 0.50% · 3.625%
HK$3,511
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,620
−HK$111/mo
Today · 4.125%
HK$3,731
baseline
▲ 0.50% · 4.625%
HK$3,958
+HK$227/mo
Deposit HK$770K · loan HK$770K · min. income ≈ HK$7,462/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,906
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,011
−HK$106/mo
Today · 4.125%
HK$4,117
baseline
▲ 0.50% · 4.625%
HK$4,334
+HK$217/mo
Deposit HK$770K · loan HK$770K · min. income ≈ HK$8,234/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,862
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,982
−HK$122/mo
Today · 4.125%
HK$4,104
baseline
▲ 0.50% · 4.625%
HK$4,354
+HK$250/mo
Deposit HK$693K · loan HK$847K · min. income ≈ HK$8,208/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,297
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,412
−HK$117/mo
Today · 4.125%
HK$4,529
baseline
▲ 0.50% · 4.625%
HK$4,767
+HK$238/mo
Deposit HK$693K · loan HK$847K · min. income ≈ HK$9,058/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,213
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,344
−HK$133/mo
Today · 4.125%
HK$4,477
baseline
▲ 0.50% · 4.625%
HK$4,750
+HK$273/mo
Deposit HK$616K · loan HK$924K · min. income ≈ HK$8,954/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,687
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,813
−HK$127/mo
Today · 4.125%
HK$4,940
baseline
▲ 0.50% · 4.625%
HK$5,201
+HK$261/mo
Deposit HK$616K · loan HK$924K · min. income ≈ HK$9,880/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,564
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,706
−HK$144/mo
Today · 4.125%
HK$4,850
baseline
▲ 0.50% · 4.625%
HK$5,146
+HK$296/mo
Deposit HK$539K · loan HK$1.00M · min. income ≈ HK$9,700/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,078
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,214
−HK$138/mo
Today · 4.125%
HK$5,352
baseline
▲ 0.50% · 4.625%
HK$5,634
+HK$282/mo
Deposit HK$539K · loan HK$1.00M · min. income ≈ HK$10,704/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,915
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,068
−HK$156/mo
Today · 4.125%
HK$5,224
baseline
▲ 0.50% · 4.625%
HK$5,541
+HK$317/mo
Deposit HK$462K · loan HK$1.08M · min. income ≈ HK$10,448/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,468
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,615
−HK$149/mo
Today · 4.125%
HK$5,764
baseline
▲ 0.50% · 4.625%
HK$6,068
+HK$304/mo
Deposit HK$462K · loan HK$1.08M · min. income ≈ HK$11,528/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,266
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,430
−HK$167/mo
Today · 4.125%
HK$5,597
baseline
▲ 0.50% · 4.625%
HK$5,937
+HK$340/mo
Deposit HK$385K · loan HK$1.15M · min. income ≈ HK$11,194/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,859
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,016
−HK$159/mo
Today · 4.125%
HK$6,175
baseline
▲ 0.50% · 4.625%
HK$6,501
+HK$326/mo
Deposit HK$385K · loan HK$1.15M · min. income ≈ HK$12,350/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,618
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,792
−HK$178/mo
Today · 4.125%
HK$5,970
baseline
▲ 0.50% · 4.625%
HK$6,333
+HK$363/mo
Deposit HK$308K · loan HK$1.23M · min. income ≈ HK$11,940/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,249
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,417
−HK$170/mo
Today · 4.125%
HK$6,587
baseline
▲ 0.50% · 4.625%
HK$6,934
+HK$347/mo
Deposit HK$308K · loan HK$1.23M · min. income ≈ HK$13,174/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,969
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,154
−HK$189/mo
Today · 4.125%
HK$6,343
baseline
▲ 0.50% · 4.625%
HK$6,729
+HK$386/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$12,686/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,640
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,818
−HK$181/mo
Today · 4.125%
HK$6,999
baseline
▲ 0.50% · 4.625%
HK$7,368
+HK$369/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$13,998/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,320
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,516
−HK$200/mo
Today · 4.125%
HK$6,716
baseline
▲ 0.50% · 4.625%
HK$7,125
+HK$409/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$13,432/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,031
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,219
−HK$192/mo
Today · 4.125%
HK$7,411
baseline
▲ 0.50% · 4.625%
HK$7,801
+HK$390/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$14,822/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).