▼ 0.50% · 3.625%
HK$3,435
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,542
−HK$108/mo
Today · 4.125%
HK$3,650
baseline
▲ 0.50% · 4.625%
HK$3,873
+HK$223/mo
Deposit HK$753K · loan HK$753K · min. income ≈ HK$7,300/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,821
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,924
−HK$104/mo
Today · 4.125%
HK$4,028
baseline
▲ 0.50% · 4.625%
HK$4,240
+HK$212/mo
Deposit HK$753K · loan HK$753K · min. income ≈ HK$8,056/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,778
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,896
−HK$119/mo
Today · 4.125%
HK$4,015
baseline
▲ 0.50% · 4.625%
HK$4,260
+HK$245/mo
Deposit HK$678K · loan HK$829K · min. income ≈ HK$8,030/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,204
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,316
−HK$115/mo
Today · 4.125%
HK$4,431
baseline
▲ 0.50% · 4.625%
HK$4,664
+HK$233/mo
Deposit HK$678K · loan HK$829K · min. income ≈ HK$8,862/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,122
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,250
−HK$130/mo
Today · 4.125%
HK$4,380
baseline
▲ 0.50% · 4.625%
HK$4,647
+HK$267/mo
Deposit HK$603K · loan HK$904K · min. income ≈ HK$8,760/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,586
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,709
−HK$124/mo
Today · 4.125%
HK$4,833
baseline
▲ 0.50% · 4.625%
HK$5,088
+HK$255/mo
Deposit HK$603K · loan HK$904K · min. income ≈ HK$9,666/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,465
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,604
−HK$142/mo
Today · 4.125%
HK$4,746
baseline
▲ 0.50% · 4.625%
HK$5,034
+HK$288/mo
Deposit HK$527K · loan HK$979K · min. income ≈ HK$9,492/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,968
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,101
−HK$135/mo
Today · 4.125%
HK$5,236
baseline
▲ 0.50% · 4.625%
HK$5,512
+HK$276/mo
Deposit HK$527K · loan HK$979K · min. income ≈ HK$10,472/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,809
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,959
−HK$152/mo
Today · 4.125%
HK$5,111
baseline
▲ 0.50% · 4.625%
HK$5,422
+HK$311/mo
Deposit HK$452K · loan HK$1.05M · min. income ≈ HK$10,222/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,350
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,493
−HK$146/mo
Today · 4.125%
HK$5,639
baseline
▲ 0.50% · 4.625%
HK$5,936
+HK$297/mo
Deposit HK$452K · loan HK$1.05M · min. income ≈ HK$11,278/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,152
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,313
−HK$163/mo
Today · 4.125%
HK$5,476
baseline
▲ 0.50% · 4.625%
HK$5,809
+HK$333/mo
Deposit HK$377K · loan HK$1.13M · min. income ≈ HK$10,952/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,732
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,886
−HK$156/mo
Today · 4.125%
HK$6,042
baseline
▲ 0.50% · 4.625%
HK$6,360
+HK$318/mo
Deposit HK$377K · loan HK$1.13M · min. income ≈ HK$12,084/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,496
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,667
−HK$174/mo
Today · 4.125%
HK$5,841
baseline
▲ 0.50% · 4.625%
HK$6,196
+HK$355/mo
Deposit HK$301K · loan HK$1.21M · min. income ≈ HK$11,682/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,114
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,278
−HK$167/mo
Today · 4.125%
HK$6,445
baseline
▲ 0.50% · 4.625%
HK$6,784
+HK$339/mo
Deposit HK$301K · loan HK$1.21M · min. income ≈ HK$12,890/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,839
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,021
−HK$185/mo
Today · 4.125%
HK$6,206
baseline
▲ 0.50% · 4.625%
HK$6,583
+HK$377/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$12,412/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,496
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,671
−HK$176/mo
Today · 4.125%
HK$6,847
baseline
▲ 0.50% · 4.625%
HK$7,208
+HK$361/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$13,694/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,183
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,375
−HK$196/mo
Today · 4.125%
HK$6,571
baseline
▲ 0.50% · 4.625%
HK$6,971
+HK$400/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$13,142/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,878
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,063
−HK$187/mo
Today · 4.125%
HK$7,250
baseline
▲ 0.50% · 4.625%
HK$7,632
+HK$382/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$14,500/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).