▼ 0.50% · 3.625%
HK$3,804
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,922
−HK$121/mo
Today · 4.125%
HK$4,043
baseline
▲ 0.50% · 4.625%
HK$4,288
+HK$245/mo
Deposit HK$834K · loan HK$834K · min. income ≈ HK$8,086/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,232
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,345
−HK$116/mo
Today · 4.125%
HK$4,461
baseline
▲ 0.50% · 4.625%
HK$4,696
+HK$235/mo
Deposit HK$834K · loan HK$834K · min. income ≈ HK$8,922/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,184
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,315
−HK$132/mo
Today · 4.125%
HK$4,447
baseline
▲ 0.50% · 4.625%
HK$4,717
+HK$270/mo
Deposit HK$751K · loan HK$918K · min. income ≈ HK$8,894/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,655
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,780
−HK$127/mo
Today · 4.125%
HK$4,907
baseline
▲ 0.50% · 4.625%
HK$5,165
+HK$258/mo
Deposit HK$751K · loan HK$918K · min. income ≈ HK$9,814/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,565
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,707
−HK$144/mo
Today · 4.125%
HK$4,851
baseline
▲ 0.50% · 4.625%
HK$5,146
+HK$295/mo
Deposit HK$667K · loan HK$1.00M · min. income ≈ HK$9,702/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,078
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,214
−HK$139/mo
Today · 4.125%
HK$5,353
baseline
▲ 0.50% · 4.625%
HK$5,635
+HK$282/mo
Deposit HK$667K · loan HK$1.00M · min. income ≈ HK$10,706/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,945
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,099
−HK$156/mo
Today · 4.125%
HK$5,255
baseline
▲ 0.50% · 4.625%
HK$5,575
+HK$320/mo
Deposit HK$584K · loan HK$1.08M · min. income ≈ HK$10,510/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,501
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,649
−HK$150/mo
Today · 4.125%
HK$5,799
baseline
▲ 0.50% · 4.625%
HK$6,104
+HK$305/mo
Deposit HK$584K · loan HK$1.08M · min. income ≈ HK$11,598/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,326
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,491
−HK$169/mo
Today · 4.125%
HK$5,660
baseline
▲ 0.50% · 4.625%
HK$6,004
+HK$344/mo
Deposit HK$500K · loan HK$1.17M · min. income ≈ HK$11,320/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,925
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,084
−HK$161/mo
Today · 4.125%
HK$6,245
baseline
▲ 0.50% · 4.625%
HK$6,574
+HK$329/mo
Deposit HK$500K · loan HK$1.17M · min. income ≈ HK$12,490/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,706
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,883
−HK$181/mo
Today · 4.125%
HK$6,064
baseline
▲ 0.50% · 4.625%
HK$6,433
+HK$369/mo
Deposit HK$417K · loan HK$1.25M · min. income ≈ HK$12,128/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,348
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,518
−HK$173/mo
Today · 4.125%
HK$6,691
baseline
▲ 0.50% · 4.625%
HK$7,043
+HK$352/mo
Deposit HK$417K · loan HK$1.25M · min. income ≈ HK$13,382/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,086
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,276
−HK$192/mo
Today · 4.125%
HK$6,468
baseline
▲ 0.50% · 4.625%
HK$6,862
+HK$394/mo
Deposit HK$334K · loan HK$1.33M · min. income ≈ HK$12,936/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,771
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,953
−HK$184/mo
Today · 4.125%
HK$7,137
baseline
▲ 0.50% · 4.625%
HK$7,513
+HK$376/mo
Deposit HK$334K · loan HK$1.33M · min. income ≈ HK$14,274/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,467
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,668
−HK$204/mo
Today · 4.125%
HK$6,872
baseline
▲ 0.50% · 4.625%
HK$7,290
+HK$418/mo
Deposit HK$250K · loan HK$1.42M · min. income ≈ HK$13,744/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,194
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,387
−HK$196/mo
Today · 4.125%
HK$7,583
baseline
▲ 0.50% · 4.625%
HK$7,983
+HK$400/mo
Deposit HK$250K · loan HK$1.42M · min. income ≈ HK$15,166/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,847
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,060
−HK$217/mo
Today · 4.125%
HK$7,277
baseline
▲ 0.50% · 4.625%
HK$7,719
+HK$442/mo
Deposit HK$167K · loan HK$1.50M · min. income ≈ HK$14,554/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,617
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,822
−HK$207/mo
Today · 4.125%
HK$8,029
baseline
▲ 0.50% · 4.625%
HK$8,452
+HK$423/mo
Deposit HK$167K · loan HK$1.50M · min. income ≈ HK$16,058/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).