▼ 0.50% · 3.625%
HK$3,672
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,786
−HK$116/mo
Today · 4.125%
HK$3,902
baseline
▲ 0.50% · 4.625%
HK$4,139
+HK$237/mo
Deposit HK$805K · loan HK$805K · min. income ≈ HK$7,804/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,085
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,194
−HK$111/mo
Today · 4.125%
HK$4,305
baseline
▲ 0.50% · 4.625%
HK$4,532
+HK$227/mo
Deposit HK$805K · loan HK$805K · min. income ≈ HK$8,610/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,039
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,164
−HK$128/mo
Today · 4.125%
HK$4,292
baseline
▲ 0.50% · 4.625%
HK$4,553
+HK$261/mo
Deposit HK$725K · loan HK$886K · min. income ≈ HK$8,584/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,493
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,613
−HK$123/mo
Today · 4.125%
HK$4,736
baseline
▲ 0.50% · 4.625%
HK$4,985
+HK$249/mo
Deposit HK$725K · loan HK$886K · min. income ≈ HK$9,472/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,406
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,543
−HK$139/mo
Today · 4.125%
HK$4,682
baseline
▲ 0.50% · 4.625%
HK$4,967
+HK$285/mo
Deposit HK$644K · loan HK$966K · min. income ≈ HK$9,364/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,901
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,033
−HK$133/mo
Today · 4.125%
HK$5,166
baseline
▲ 0.50% · 4.625%
HK$5,439
+HK$273/mo
Deposit HK$644K · loan HK$966K · min. income ≈ HK$10,332/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,773
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,921
−HK$151/mo
Today · 4.125%
HK$5,072
baseline
▲ 0.50% · 4.625%
HK$5,381
+HK$309/mo
Deposit HK$564K · loan HK$1.05M · min. income ≈ HK$10,144/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,310
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,452
−HK$145/mo
Today · 4.125%
HK$5,597
baseline
▲ 0.50% · 4.625%
HK$5,892
+HK$295/mo
Deposit HK$564K · loan HK$1.05M · min. income ≈ HK$11,194/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,140
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,300
−HK$162/mo
Today · 4.125%
HK$5,462
baseline
▲ 0.50% · 4.625%
HK$5,795
+HK$333/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$10,924/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,718
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,872
−HK$155/mo
Today · 4.125%
HK$6,027
baseline
▲ 0.50% · 4.625%
HK$6,345
+HK$318/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$12,054/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,507
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,679
−HK$174/mo
Today · 4.125%
HK$5,853
baseline
▲ 0.50% · 4.625%
HK$6,209
+HK$356/mo
Deposit HK$403K · loan HK$1.21M · min. income ≈ HK$11,706/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,127
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,291
−HK$167/mo
Today · 4.125%
HK$6,458
baseline
▲ 0.50% · 4.625%
HK$6,798
+HK$340/mo
Deposit HK$403K · loan HK$1.21M · min. income ≈ HK$12,916/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,874
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,057
−HK$186/mo
Today · 4.125%
HK$6,243
baseline
▲ 0.50% · 4.625%
HK$6,623
+HK$380/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$12,486/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,535
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,710
−HK$178/mo
Today · 4.125%
HK$6,888
baseline
▲ 0.50% · 4.625%
HK$7,251
+HK$363/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$13,776/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,242
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,436
−HK$197/mo
Today · 4.125%
HK$6,633
baseline
▲ 0.50% · 4.625%
HK$7,037
+HK$404/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$13,266/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,944
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,130
−HK$189/mo
Today · 4.125%
HK$7,319
baseline
▲ 0.50% · 4.625%
HK$7,705
+HK$386/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$14,638/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,609
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,814
−HK$209/mo
Today · 4.125%
HK$7,023
baseline
▲ 0.50% · 4.625%
HK$7,450
+HK$427/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,046/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,352
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,549
−HK$200/mo
Today · 4.125%
HK$7,749
baseline
▲ 0.50% · 4.625%
HK$8,158
+HK$409/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,498/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).