▼ 0.50% · 3.625%
HK$3,692
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,807
−HK$116/mo
Today · 4.125%
HK$3,923
baseline
▲ 0.50% · 4.625%
HK$4,162
+HK$239/mo
Deposit HK$810K · loan HK$810K · min. income ≈ HK$7,846/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,107
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,217
−HK$112/mo
Today · 4.125%
HK$4,329
baseline
▲ 0.50% · 4.625%
HK$4,557
+HK$228/mo
Deposit HK$810K · loan HK$810K · min. income ≈ HK$8,658/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,061
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,187
−HK$129/mo
Today · 4.125%
HK$4,316
baseline
▲ 0.50% · 4.625%
HK$4,578
+HK$262/mo
Deposit HK$729K · loan HK$890K · min. income ≈ HK$8,632/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,518
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,639
−HK$123/mo
Today · 4.125%
HK$4,762
baseline
▲ 0.50% · 4.625%
HK$5,013
+HK$251/mo
Deposit HK$729K · loan HK$890K · min. income ≈ HK$9,524/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,430
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,568
−HK$140/mo
Today · 4.125%
HK$4,708
baseline
▲ 0.50% · 4.625%
HK$4,995
+HK$287/mo
Deposit HK$648K · loan HK$971K · min. income ≈ HK$9,416/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,929
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,061
−HK$134/mo
Today · 4.125%
HK$5,195
baseline
▲ 0.50% · 4.625%
HK$5,469
+HK$274/mo
Deposit HK$648K · loan HK$971K · min. income ≈ HK$10,390/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,799
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,949
−HK$151/mo
Today · 4.125%
HK$5,100
baseline
▲ 0.50% · 4.625%
HK$5,411
+HK$311/mo
Deposit HK$567K · loan HK$1.05M · min. income ≈ HK$10,200/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,339
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,483
−HK$145/mo
Today · 4.125%
HK$5,628
baseline
▲ 0.50% · 4.625%
HK$5,924
+HK$296/mo
Deposit HK$567K · loan HK$1.05M · min. income ≈ HK$11,256/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,169
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,329
−HK$164/mo
Today · 4.125%
HK$5,493
baseline
▲ 0.50% · 4.625%
HK$5,827
+HK$334/mo
Deposit HK$486K · loan HK$1.13M · min. income ≈ HK$10,986/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,750
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,904
−HK$157/mo
Today · 4.125%
HK$6,061
baseline
▲ 0.50% · 4.625%
HK$6,380
+HK$319/mo
Deposit HK$486K · loan HK$1.13M · min. income ≈ HK$12,122/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,538
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,710
−HK$175/mo
Today · 4.125%
HK$5,885
baseline
▲ 0.50% · 4.625%
HK$6,243
+HK$358/mo
Deposit HK$405K · loan HK$1.21M · min. income ≈ HK$11,770/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,161
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,326
−HK$168/mo
Today · 4.125%
HK$6,494
baseline
▲ 0.50% · 4.625%
HK$6,836
+HK$342/mo
Deposit HK$405K · loan HK$1.21M · min. income ≈ HK$12,988/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,907
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,091
−HK$186/mo
Today · 4.125%
HK$6,277
baseline
▲ 0.50% · 4.625%
HK$6,659
+HK$382/mo
Deposit HK$324K · loan HK$1.30M · min. income ≈ HK$12,554/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,572
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,748
−HK$179/mo
Today · 4.125%
HK$6,927
baseline
▲ 0.50% · 4.625%
HK$7,292
+HK$365/mo
Deposit HK$324K · loan HK$1.30M · min. income ≈ HK$13,854/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,276
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,471
−HK$199/mo
Today · 4.125%
HK$6,670
baseline
▲ 0.50% · 4.625%
HK$7,076
+HK$406/mo
Deposit HK$243K · loan HK$1.38M · min. income ≈ HK$13,340/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,982
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,170
−HK$189/mo
Today · 4.125%
HK$7,359
baseline
▲ 0.50% · 4.625%
HK$7,747
+HK$388/mo
Deposit HK$243K · loan HK$1.38M · min. income ≈ HK$14,718/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,645
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,852
−HK$210/mo
Today · 4.125%
HK$7,062
baseline
▲ 0.50% · 4.625%
HK$7,492
+HK$430/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$14,124/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,393
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,591
−HK$201/mo
Today · 4.125%
HK$7,792
baseline
▲ 0.50% · 4.625%
HK$8,203
+HK$411/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$15,584/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).