▼ 0.50% · 3.625%
HK$3,432
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,539
−HK$108/mo
Today · 4.125%
HK$3,647
baseline
▲ 0.50% · 4.625%
HK$3,869
+HK$222/mo
Deposit HK$753K · loan HK$753K · min. income ≈ HK$7,294/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,818
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,920
−HK$104/mo
Today · 4.125%
HK$4,024
baseline
▲ 0.50% · 4.625%
HK$4,236
+HK$212/mo
Deposit HK$753K · loan HK$753K · min. income ≈ HK$8,048/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,775
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,893
−HK$119/mo
Today · 4.125%
HK$4,012
baseline
▲ 0.50% · 4.625%
HK$4,256
+HK$244/mo
Deposit HK$677K · loan HK$828K · min. income ≈ HK$8,024/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,200
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,312
−HK$115/mo
Today · 4.125%
HK$4,427
baseline
▲ 0.50% · 4.625%
HK$4,660
+HK$233/mo
Deposit HK$677K · loan HK$828K · min. income ≈ HK$8,854/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,118
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,246
−HK$131/mo
Today · 4.125%
HK$4,377
baseline
▲ 0.50% · 4.625%
HK$4,643
+HK$266/mo
Deposit HK$602K · loan HK$903K · min. income ≈ HK$8,754/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,582
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,704
−HK$125/mo
Today · 4.125%
HK$4,829
baseline
▲ 0.50% · 4.625%
HK$5,084
+HK$255/mo
Deposit HK$602K · loan HK$903K · min. income ≈ HK$9,658/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,461
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,600
−HK$141/mo
Today · 4.125%
HK$4,741
baseline
▲ 0.50% · 4.625%
HK$5,030
+HK$289/mo
Deposit HK$527K · loan HK$978K · min. income ≈ HK$9,482/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,963
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,096
−HK$135/mo
Today · 4.125%
HK$5,231
baseline
▲ 0.50% · 4.625%
HK$5,507
+HK$276/mo
Deposit HK$527K · loan HK$978K · min. income ≈ HK$10,462/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,805
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,954
−HK$152/mo
Today · 4.125%
HK$5,106
baseline
▲ 0.50% · 4.625%
HK$5,417
+HK$311/mo
Deposit HK$452K · loan HK$1.05M · min. income ≈ HK$10,212/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,345
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,488
−HK$146/mo
Today · 4.125%
HK$5,634
baseline
▲ 0.50% · 4.625%
HK$5,931
+HK$297/mo
Deposit HK$452K · loan HK$1.05M · min. income ≈ HK$11,268/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,148
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,308
−HK$163/mo
Today · 4.125%
HK$5,471
baseline
▲ 0.50% · 4.625%
HK$5,804
+HK$333/mo
Deposit HK$376K · loan HK$1.13M · min. income ≈ HK$10,942/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,727
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,881
−HK$155/mo
Today · 4.125%
HK$6,036
baseline
▲ 0.50% · 4.625%
HK$6,355
+HK$319/mo
Deposit HK$376K · loan HK$1.13M · min. income ≈ HK$12,072/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,491
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,662
−HK$173/mo
Today · 4.125%
HK$5,835
baseline
▲ 0.50% · 4.625%
HK$6,190
+HK$355/mo
Deposit HK$301K · loan HK$1.20M · min. income ≈ HK$11,670/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,109
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,273
−HK$166/mo
Today · 4.125%
HK$6,439
baseline
▲ 0.50% · 4.625%
HK$6,778
+HK$339/mo
Deposit HK$301K · loan HK$1.20M · min. income ≈ HK$12,878/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,834
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,016
−HK$184/mo
Today · 4.125%
HK$6,200
baseline
▲ 0.50% · 4.625%
HK$6,577
+HK$377/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$12,400/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,491
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,665
−HK$176/mo
Today · 4.125%
HK$6,841
baseline
▲ 0.50% · 4.625%
HK$7,202
+HK$361/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$13,682/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,177
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,370
−HK$195/mo
Today · 4.125%
HK$6,565
baseline
▲ 0.50% · 4.625%
HK$6,964
+HK$399/mo
Deposit HK$151K · loan HK$1.35M · min. income ≈ HK$13,130/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,872
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,057
−HK$187/mo
Today · 4.125%
HK$7,244
baseline
▲ 0.50% · 4.625%
HK$7,625
+HK$381/mo
Deposit HK$151K · loan HK$1.35M · min. income ≈ HK$14,488/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).