▼ 0.50% · 3.625%
HK$3,668
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,782
−HK$116/mo
Today · 4.125%
HK$3,898
baseline
▲ 0.50% · 4.625%
HK$4,135
+HK$237/mo
Deposit HK$804K · loan HK$804K · min. income ≈ HK$7,796/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,081
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,190
−HK$111/mo
Today · 4.125%
HK$4,301
baseline
▲ 0.50% · 4.625%
HK$4,528
+HK$227/mo
Deposit HK$804K · loan HK$804K · min. income ≈ HK$8,602/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,035
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,160
−HK$128/mo
Today · 4.125%
HK$4,288
baseline
▲ 0.50% · 4.625%
HK$4,549
+HK$261/mo
Deposit HK$724K · loan HK$885K · min. income ≈ HK$8,576/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,489
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,609
−HK$122/mo
Today · 4.125%
HK$4,731
baseline
▲ 0.50% · 4.625%
HK$4,981
+HK$250/mo
Deposit HK$724K · loan HK$885K · min. income ≈ HK$9,462/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,402
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,539
−HK$139/mo
Today · 4.125%
HK$4,678
baseline
▲ 0.50% · 4.625%
HK$4,962
+HK$284/mo
Deposit HK$643K · loan HK$965K · min. income ≈ HK$9,356/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,897
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,028
−HK$133/mo
Today · 4.125%
HK$5,161
baseline
▲ 0.50% · 4.625%
HK$5,433
+HK$272/mo
Deposit HK$643K · loan HK$965K · min. income ≈ HK$10,322/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,768
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,917
−HK$150/mo
Today · 4.125%
HK$5,067
baseline
▲ 0.50% · 4.625%
HK$5,376
+HK$309/mo
Deposit HK$563K · loan HK$1.05M · min. income ≈ HK$10,134/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,305
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,447
−HK$144/mo
Today · 4.125%
HK$5,591
baseline
▲ 0.50% · 4.625%
HK$5,886
+HK$295/mo
Deposit HK$563K · loan HK$1.05M · min. income ≈ HK$11,182/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,135
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,295
−HK$162/mo
Today · 4.125%
HK$5,457
baseline
▲ 0.50% · 4.625%
HK$5,789
+HK$332/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$10,914/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,713
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,866
−HK$156/mo
Today · 4.125%
HK$6,022
baseline
▲ 0.50% · 4.625%
HK$6,339
+HK$317/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$12,044/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,502
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,673
−HK$174/mo
Today · 4.125%
HK$5,847
baseline
▲ 0.50% · 4.625%
HK$6,203
+HK$356/mo
Deposit HK$402K · loan HK$1.21M · min. income ≈ HK$11,694/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,121
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,285
−HK$167/mo
Today · 4.125%
HK$6,452
baseline
▲ 0.50% · 4.625%
HK$6,792
+HK$340/mo
Deposit HK$402K · loan HK$1.21M · min. income ≈ HK$12,904/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,869
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,051
−HK$186/mo
Today · 4.125%
HK$6,237
baseline
▲ 0.50% · 4.625%
HK$6,616
+HK$379/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$12,474/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,529
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,704
−HK$178/mo
Today · 4.125%
HK$6,882
baseline
▲ 0.50% · 4.625%
HK$7,245
+HK$363/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$13,764/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,236
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,430
−HK$197/mo
Today · 4.125%
HK$6,627
baseline
▲ 0.50% · 4.625%
HK$7,030
+HK$403/mo
Deposit HK$241K · loan HK$1.37M · min. income ≈ HK$13,254/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,937
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,123
−HK$189/mo
Today · 4.125%
HK$7,312
baseline
▲ 0.50% · 4.625%
HK$7,697
+HK$385/mo
Deposit HK$241K · loan HK$1.37M · min. income ≈ HK$14,624/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,602
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,808
−HK$209/mo
Today · 4.125%
HK$7,017
baseline
▲ 0.50% · 4.625%
HK$7,443
+HK$426/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,034/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,345
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,542
−HK$200/mo
Today · 4.125%
HK$7,742
baseline
▲ 0.50% · 4.625%
HK$8,150
+HK$408/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,484/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).