▼ 0.50% · 3.625%
HK$15,741
−HK$988/mo
▼ 0.25% · 3.875%
HK$16,231
−HK$498/mo
Today · 4.125%
HK$16,729
baseline
▲ 0.50% · 4.625%
HK$17,746
+HK$1,017/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,458/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,512
−HK$946/mo
▼ 0.25% · 3.875%
HK$17,982
−HK$476/mo
Today · 4.125%
HK$18,458
baseline
▲ 0.50% · 4.625%
HK$19,431
+HK$973/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,916/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,316
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,854
−HK$547/mo
Today · 4.125%
HK$18,401
baseline
▲ 0.50% · 4.625%
HK$19,521
+HK$1,120/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$36,802/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,263
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,780
−HK$524/mo
Today · 4.125%
HK$20,304
baseline
▲ 0.50% · 4.625%
HK$21,374
+HK$1,070/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$40,608/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,890
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,477
−HK$597/mo
Today · 4.125%
HK$20,074
baseline
▲ 0.50% · 4.625%
HK$21,296
+HK$1,222/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,148/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,015
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,578
−HK$572/mo
Today · 4.125%
HK$22,150
baseline
▲ 0.50% · 4.625%
HK$23,317
+HK$1,167/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,300/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,464
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,100
−HK$647/mo
Today · 4.125%
HK$21,747
baseline
▲ 0.50% · 4.625%
HK$23,070
+HK$1,323/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$43,494/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,766
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,376
−HK$620/mo
Today · 4.125%
HK$23,996
baseline
▲ 0.50% · 4.625%
HK$25,261
+HK$1,265/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$47,992/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,038
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,723
−HK$697/mo
Today · 4.125%
HK$23,420
baseline
▲ 0.50% · 4.625%
HK$24,845
+HK$1,425/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$46,840/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,517
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,175
−HK$667/mo
Today · 4.125%
HK$25,842
baseline
▲ 0.50% · 4.625%
HK$27,204
+HK$1,362/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$51,684/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,612
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,347
−HK$746/mo
Today · 4.125%
HK$25,093
baseline
▲ 0.50% · 4.625%
HK$26,620
+HK$1,527/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$50,186/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,268
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,973
−HK$714/mo
Today · 4.125%
HK$27,687
baseline
▲ 0.50% · 4.625%
HK$29,147
+HK$1,460/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$55,374/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,186
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,970
−HK$796/mo
Today · 4.125%
HK$26,766
baseline
▲ 0.50% · 4.625%
HK$28,394
+HK$1,628/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$53,532/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,019
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,771
−HK$762/mo
Today · 4.125%
HK$29,533
baseline
▲ 0.50% · 4.625%
HK$31,090
+HK$1,557/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$59,066/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,760
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,593
−HK$845/mo
Today · 4.125%
HK$28,438
baseline
▲ 0.50% · 4.625%
HK$30,169
+HK$1,731/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$56,876/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,771
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,569
−HK$810/mo
Today · 4.125%
HK$31,379
baseline
▲ 0.50% · 4.625%
HK$33,033
+HK$1,654/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$62,758/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,335
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,216
−HK$895/mo
Today · 4.125%
HK$30,111
baseline
▲ 0.50% · 4.625%
HK$31,944
+HK$1,833/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$60,222/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$207,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,522
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,367
−HK$858/mo
Today · 4.125%
HK$33,225
baseline
▲ 0.50% · 4.625%
HK$34,976
+HK$1,751/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$66,450/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$207,101 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).