▼ 0.50% · 3.625%
HK$19,100
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,694
−HK$604/mo
Today · 4.125%
HK$20,298
baseline
▲ 0.50% · 4.625%
HK$21,533
+HK$1,235/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,596/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,248
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,818
−HK$578/mo
Today · 4.125%
HK$22,396
baseline
▲ 0.50% · 4.625%
HK$23,577
+HK$1,181/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,792/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,010
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,663
−HK$664/mo
Today · 4.125%
HK$22,327
baseline
▲ 0.50% · 4.625%
HK$23,686
+HK$1,359/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$44,654/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,373
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$24,000
−HK$636/mo
Today · 4.125%
HK$24,636
baseline
▲ 0.50% · 4.625%
HK$25,935
+HK$1,299/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$49,272/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,920
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,633
−HK$724/mo
Today · 4.125%
HK$24,357
baseline
▲ 0.50% · 4.625%
HK$25,839
+HK$1,482/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$48,714/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,498
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,182
−HK$694/mo
Today · 4.125%
HK$26,876
baseline
▲ 0.50% · 4.625%
HK$28,292
+HK$1,416/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$53,752/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,830
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,602
−HK$785/mo
Today · 4.125%
HK$26,387
baseline
▲ 0.50% · 4.625%
HK$27,993
+HK$1,606/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$52,774/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,623
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,364
−HK$751/mo
Today · 4.125%
HK$29,115
baseline
▲ 0.50% · 4.625%
HK$30,650
+HK$1,535/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$58,230/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,740
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,572
−HK$845/mo
Today · 4.125%
HK$28,417
baseline
▲ 0.50% · 4.625%
HK$30,146
+HK$1,729/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$56,834/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,748
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,546
−HK$809/mo
Today · 4.125%
HK$31,355
baseline
▲ 0.50% · 4.625%
HK$33,008
+HK$1,653/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$62,710/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,650
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,541
−HK$905/mo
Today · 4.125%
HK$30,446
baseline
▲ 0.50% · 4.625%
HK$32,299
+HK$1,853/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$60,892/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,873
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,728
−HK$867/mo
Today · 4.125%
HK$33,595
baseline
▲ 0.50% · 4.625%
HK$35,366
+HK$1,771/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$67,190/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,560
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,510
−HK$966/mo
Today · 4.125%
HK$32,476
baseline
▲ 0.50% · 4.625%
HK$34,452
+HK$1,976/mo
Deposit HK$1.68M · loan HK$6.70M · min. income ≈ HK$64,952/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,998
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,909
−HK$925/mo
Today · 4.125%
HK$35,834
baseline
▲ 0.50% · 4.625%
HK$37,723
+HK$1,889/mo
Deposit HK$1.68M · loan HK$6.70M · min. income ≈ HK$71,668/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,470
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,480
−HK$1,026/mo
Today · 4.125%
HK$34,506
baseline
▲ 0.50% · 4.625%
HK$36,606
+HK$2,100/mo
Deposit HK$1.26M · loan HK$7.12M · min. income ≈ HK$69,012/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,122
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,091
−HK$983/mo
Today · 4.125%
HK$38,074
baseline
▲ 0.50% · 4.625%
HK$40,081
+HK$2,007/mo
Deposit HK$1.26M · loan HK$7.12M · min. income ≈ HK$76,148/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,380
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,449
−HK$1,087/mo
Today · 4.125%
HK$36,536
baseline
▲ 0.50% · 4.625%
HK$38,759
+HK$2,223/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$73,072/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,247
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,273
−HK$1,041/mo
Today · 4.125%
HK$40,314
baseline
▲ 0.50% · 4.625%
HK$42,439
+HK$2,125/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$80,628/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,287 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).