▼ 0.50% · 3.625%
HK$22,570
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,272
−HK$713/mo
Today · 4.125%
HK$23,985
baseline
▲ 0.50% · 4.625%
HK$25,445
+HK$1,460/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$47,970/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,109
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,782
−HK$683/mo
Today · 4.125%
HK$26,465
baseline
▲ 0.50% · 4.625%
HK$27,860
+HK$1,395/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,930/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,827
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,599
−HK$785/mo
Today · 4.125%
HK$26,384
baseline
▲ 0.50% · 4.625%
HK$27,989
+HK$1,605/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$52,768/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,620
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,360
−HK$752/mo
Today · 4.125%
HK$29,112
baseline
▲ 0.50% · 4.625%
HK$30,646
+HK$1,534/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$58,224/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,084
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,926
−HK$856/mo
Today · 4.125%
HK$28,782
baseline
▲ 0.50% · 4.625%
HK$30,534
+HK$1,752/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,564/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,130
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,939
−HK$819/mo
Today · 4.125%
HK$31,758
baseline
▲ 0.50% · 4.625%
HK$33,432
+HK$1,674/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,516/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,341
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,253
−HK$928/mo
Today · 4.125%
HK$31,181
baseline
▲ 0.50% · 4.625%
HK$33,078
+HK$1,897/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$62,362/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,641
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,517
−HK$888/mo
Today · 4.125%
HK$34,405
baseline
▲ 0.50% · 4.625%
HK$36,218
+HK$1,813/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$68,810/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,598
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,581
−HK$998/mo
Today · 4.125%
HK$33,579
baseline
▲ 0.50% · 4.625%
HK$35,622
+HK$2,043/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,158/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,152
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,095
−HK$956/mo
Today · 4.125%
HK$37,051
baseline
▲ 0.50% · 4.625%
HK$39,004
+HK$1,953/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,102/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,855
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,908
−HK$1,070/mo
Today · 4.125%
HK$35,978
baseline
▲ 0.50% · 4.625%
HK$38,167
+HK$2,189/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$71,956/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,663
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,673
−HK$1,025/mo
Today · 4.125%
HK$39,698
baseline
▲ 0.50% · 4.625%
HK$41,790
+HK$2,092/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$79,396/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,112
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,235
−HK$1,141/mo
Today · 4.125%
HK$38,376
baseline
▲ 0.50% · 4.625%
HK$40,711
+HK$2,335/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$76,752/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,174
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,251
−HK$1,093/mo
Today · 4.125%
HK$42,344
baseline
▲ 0.50% · 4.625%
HK$44,576
+HK$2,232/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$84,688/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,369
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,562
−HK$1,213/mo
Today · 4.125%
HK$40,775
baseline
▲ 0.50% · 4.625%
HK$43,256
+HK$2,481/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$81,550/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,685
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,830
−HK$1,161/mo
Today · 4.125%
HK$44,991
baseline
▲ 0.50% · 4.625%
HK$47,362
+HK$2,371/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$89,982/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,626
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,889
−HK$1,284/mo
Today · 4.125%
HK$43,173
baseline
▲ 0.50% · 4.625%
HK$45,800
+HK$2,627/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$86,346/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,196
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,408
−HK$1,229/mo
Today · 4.125%
HK$47,637
baseline
▲ 0.50% · 4.625%
HK$50,148
+HK$2,511/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$95,274/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,793 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).