▼ 0.50% · 3.625%
HK$20,875
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,524
−HK$660/mo
Today · 4.125%
HK$22,184
baseline
▲ 0.50% · 4.625%
HK$23,534
+HK$1,350/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,368/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,223
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,846
−HK$632/mo
Today · 4.125%
HK$24,478
baseline
▲ 0.50% · 4.625%
HK$25,768
+HK$1,290/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$48,956/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,962
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,676
−HK$726/mo
Today · 4.125%
HK$24,402
baseline
▲ 0.50% · 4.625%
HK$25,887
+HK$1,485/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$48,804/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$285,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,545
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,230
−HK$695/mo
Today · 4.125%
HK$26,925
baseline
▲ 0.50% · 4.625%
HK$28,345
+HK$1,420/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$53,850/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$285,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,050
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,829
−HK$792/mo
Today · 4.125%
HK$26,621
baseline
▲ 0.50% · 4.625%
HK$28,240
+HK$1,619/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,242/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,868
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,615
−HK$758/mo
Today · 4.125%
HK$29,373
baseline
▲ 0.50% · 4.625%
HK$30,921
+HK$1,548/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,746/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,137
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,981
−HK$858/mo
Today · 4.125%
HK$28,839
baseline
▲ 0.50% · 4.625%
HK$30,594
+HK$1,755/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$57,678/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,190
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$30,999
−HK$822/mo
Today · 4.125%
HK$31,821
baseline
▲ 0.50% · 4.625%
HK$33,498
+HK$1,677/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$63,642/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,225
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,134
−HK$923/mo
Today · 4.125%
HK$31,057
baseline
▲ 0.50% · 4.625%
HK$32,947
+HK$1,890/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,114/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,512
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,384
−HK$885/mo
Today · 4.125%
HK$34,269
baseline
▲ 0.50% · 4.625%
HK$36,075
+HK$1,806/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,538/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,312
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,286
−HK$990/mo
Today · 4.125%
HK$33,276
baseline
▲ 0.50% · 4.625%
HK$35,300
+HK$2,024/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$66,552/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,834
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,769
−HK$947/mo
Today · 4.125%
HK$36,716
baseline
▲ 0.50% · 4.625%
HK$38,652
+HK$1,936/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$73,432/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,400
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,438
−HK$1,056/mo
Today · 4.125%
HK$35,494
baseline
▲ 0.50% · 4.625%
HK$37,654
+HK$2,160/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$70,988/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,157
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,153
−HK$1,011/mo
Today · 4.125%
HK$39,164
baseline
▲ 0.50% · 4.625%
HK$41,229
+HK$2,065/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$78,328/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,487
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,591
−HK$1,121/mo
Today · 4.125%
HK$37,712
baseline
▲ 0.50% · 4.625%
HK$40,007
+HK$2,295/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$75,424/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,479
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,538
−HK$1,074/mo
Today · 4.125%
HK$41,612
baseline
▲ 0.50% · 4.625%
HK$43,805
+HK$2,193/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$83,224/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,575
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,743
−HK$1,188/mo
Today · 4.125%
HK$39,931
baseline
▲ 0.50% · 4.625%
HK$42,360
+HK$2,429/mo
Deposit HK$915K · loan HK$8.24M · min. income ≈ HK$79,862/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,801
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,922
−HK$1,138/mo
Today · 4.125%
HK$44,060
baseline
▲ 0.50% · 4.625%
HK$46,382
+HK$2,322/mo
Deposit HK$915K · loan HK$8.24M · min. income ≈ HK$88,120/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,456 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).