▼ 0.50% · 3.625%
HK$21,294
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,956
−HK$673/mo
Today · 4.125%
HK$22,629
baseline
▲ 0.50% · 4.625%
HK$24,006
+HK$1,377/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,258/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,689
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,324
−HK$645/mo
Today · 4.125%
HK$24,969
baseline
▲ 0.50% · 4.625%
HK$26,285
+HK$1,316/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,938/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,423
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,151
−HK$741/mo
Today · 4.125%
HK$24,892
baseline
▲ 0.50% · 4.625%
HK$26,406
+HK$1,514/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$49,784/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$303,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,058
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,757
−HK$709/mo
Today · 4.125%
HK$27,466
baseline
▲ 0.50% · 4.625%
HK$28,913
+HK$1,447/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$54,932/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$303,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,552
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,347
−HK$808/mo
Today · 4.125%
HK$27,155
baseline
▲ 0.50% · 4.625%
HK$28,807
+HK$1,652/mo
Deposit HK$3.74M · loan HK$5.60M · min. income ≈ HK$54,310/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,427
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,189
−HK$773/mo
Today · 4.125%
HK$29,962
baseline
▲ 0.50% · 4.625%
HK$31,542
+HK$1,580/mo
Deposit HK$3.74M · loan HK$5.60M · min. income ≈ HK$59,924/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,682
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,543
−HK$874/mo
Today · 4.125%
HK$29,417
baseline
▲ 0.50% · 4.625%
HK$31,207
+HK$1,790/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,834/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,795
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,621
−HK$838/mo
Today · 4.125%
HK$32,459
baseline
▲ 0.50% · 4.625%
HK$34,170
+HK$1,711/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,918/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,811
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,738
−HK$942/mo
Today · 4.125%
HK$31,680
baseline
▲ 0.50% · 4.625%
HK$33,608
+HK$1,928/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,360/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$303,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,164
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,054
−HK$902/mo
Today · 4.125%
HK$34,956
baseline
▲ 0.50% · 4.625%
HK$36,799
+HK$1,843/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,912/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$303,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,940
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,934
−HK$1,009/mo
Today · 4.125%
HK$33,943
baseline
▲ 0.50% · 4.625%
HK$36,009
+HK$2,066/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$67,886/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,533
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,486
−HK$967/mo
Today · 4.125%
HK$37,453
baseline
▲ 0.50% · 4.625%
HK$39,427
+HK$1,974/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$74,906/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,070
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,129
−HK$1,077/mo
Today · 4.125%
HK$36,206
baseline
▲ 0.50% · 4.625%
HK$38,409
+HK$2,203/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$72,412/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,902
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,919
−HK$1,031/mo
Today · 4.125%
HK$39,950
baseline
▲ 0.50% · 4.625%
HK$42,056
+HK$2,106/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$79,900/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,199
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,325
−HK$1,144/mo
Today · 4.125%
HK$38,469
baseline
▲ 0.50% · 4.625%
HK$40,810
+HK$2,341/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$76,938/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,271
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,351
−HK$1,096/mo
Today · 4.125%
HK$42,447
baseline
▲ 0.50% · 4.625%
HK$44,684
+HK$2,237/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$84,894/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,328
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,521
−HK$1,211/mo
Today · 4.125%
HK$40,732
baseline
▲ 0.50% · 4.625%
HK$43,210
+HK$2,478/mo
Deposit HK$934K · loan HK$8.40M · min. income ≈ HK$81,464/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,640
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,784
−HK$1,160/mo
Today · 4.125%
HK$44,944
baseline
▲ 0.50% · 4.625%
HK$47,313
+HK$2,369/mo
Deposit HK$934K · loan HK$8.40M · min. income ≈ HK$89,888/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,822 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).