▼ 0.50% · 3.625%
HK$19,141
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,736
−HK$605/mo
Today · 4.125%
HK$20,341
baseline
▲ 0.50% · 4.625%
HK$21,579
+HK$1,238/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,682/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,294
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,865
−HK$579/mo
Today · 4.125%
HK$22,444
baseline
▲ 0.50% · 4.625%
HK$23,628
+HK$1,184/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,888/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,055
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,710
−HK$665/mo
Today · 4.125%
HK$22,375
baseline
▲ 0.50% · 4.625%
HK$23,737
+HK$1,362/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,750/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,423
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,052
−HK$637/mo
Today · 4.125%
HK$24,689
baseline
▲ 0.50% · 4.625%
HK$25,990
+HK$1,301/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,378/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,969
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,684
−HK$725/mo
Today · 4.125%
HK$24,409
baseline
▲ 0.50% · 4.625%
HK$25,895
+HK$1,486/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,818/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,553
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,238
−HK$695/mo
Today · 4.125%
HK$26,933
baseline
▲ 0.50% · 4.625%
HK$28,353
+HK$1,420/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,866/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,883
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,657
−HK$787/mo
Today · 4.125%
HK$26,444
baseline
▲ 0.50% · 4.625%
HK$28,053
+HK$1,609/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$52,888/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,682
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,425
−HK$753/mo
Today · 4.125%
HK$29,178
baseline
▲ 0.50% · 4.625%
HK$30,716
+HK$1,538/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$58,356/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,797
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,631
−HK$847/mo
Today · 4.125%
HK$28,478
baseline
▲ 0.50% · 4.625%
HK$30,210
+HK$1,732/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$56,956/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,812
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,611
−HK$811/mo
Today · 4.125%
HK$31,422
baseline
▲ 0.50% · 4.625%
HK$33,079
+HK$1,657/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,844/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,711
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,604
−HK$908/mo
Today · 4.125%
HK$30,512
baseline
▲ 0.50% · 4.625%
HK$32,368
+HK$1,856/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$61,024/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,941
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,798
−HK$869/mo
Today · 4.125%
HK$33,667
baseline
▲ 0.50% · 4.625%
HK$35,441
+HK$1,774/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$67,334/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,625
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,578
−HK$968/mo
Today · 4.125%
HK$32,546
baseline
▲ 0.50% · 4.625%
HK$34,526
+HK$1,980/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$65,092/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,070
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,984
−HK$927/mo
Today · 4.125%
HK$35,911
baseline
▲ 0.50% · 4.625%
HK$37,804
+HK$1,893/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$71,822/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,539
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,552
−HK$1,028/mo
Today · 4.125%
HK$34,580
baseline
▲ 0.50% · 4.625%
HK$36,684
+HK$2,104/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$69,160/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,200
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,171
−HK$985/mo
Today · 4.125%
HK$38,156
baseline
▲ 0.50% · 4.625%
HK$40,167
+HK$2,011/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$76,312/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,454
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,525
−HK$1,089/mo
Today · 4.125%
HK$36,614
baseline
▲ 0.50% · 4.625%
HK$38,842
+HK$2,228/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$73,228/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,329
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,357
−HK$1,043/mo
Today · 4.125%
HK$40,400
baseline
▲ 0.50% · 4.625%
HK$42,530
+HK$2,130/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$80,800/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,826 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).