▼ 0.50% · 3.625%
HK$19,466
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,071
−HK$615/mo
Today · 4.125%
HK$20,686
baseline
▲ 0.50% · 4.625%
HK$21,945
+HK$1,259/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,372/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$256,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,656
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,236
−HK$589/mo
Today · 4.125%
HK$22,825
baseline
▲ 0.50% · 4.625%
HK$24,029
+HK$1,204/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,650/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$256,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,412
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,078
−HK$677/mo
Today · 4.125%
HK$22,755
baseline
▲ 0.50% · 4.625%
HK$24,140
+HK$1,385/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$45,510/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,821
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,460
−HK$648/mo
Today · 4.125%
HK$25,108
baseline
▲ 0.50% · 4.625%
HK$26,432
+HK$1,324/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$50,216/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,359
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,086
−HK$738/mo
Today · 4.125%
HK$24,824
baseline
▲ 0.50% · 4.625%
HK$26,334
+HK$1,510/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$49,648/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,987
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,684
−HK$707/mo
Today · 4.125%
HK$27,391
baseline
▲ 0.50% · 4.625%
HK$28,834
+HK$1,443/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$54,782/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,306
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,093
−HK$799/mo
Today · 4.125%
HK$26,892
baseline
▲ 0.50% · 4.625%
HK$28,529
+HK$1,637/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,784/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$256,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,152
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,907
−HK$766/mo
Today · 4.125%
HK$29,673
baseline
▲ 0.50% · 4.625%
HK$31,237
+HK$1,564/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,346/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$256,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,252
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,100
−HK$861/mo
Today · 4.125%
HK$28,961
baseline
▲ 0.50% · 4.625%
HK$30,723
+HK$1,762/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,922/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,318
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,131
−HK$825/mo
Today · 4.125%
HK$31,956
baseline
▲ 0.50% · 4.625%
HK$33,640
+HK$1,684/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,912/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,199
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,107
−HK$923/mo
Today · 4.125%
HK$31,030
baseline
▲ 0.50% · 4.625%
HK$32,918
+HK$1,888/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$62,060/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,483
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,354
−HK$884/mo
Today · 4.125%
HK$34,238
baseline
▲ 0.50% · 4.625%
HK$36,043
+HK$1,805/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$68,476/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,145
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,114
−HK$984/mo
Today · 4.125%
HK$33,098
baseline
▲ 0.50% · 4.625%
HK$35,112
+HK$2,014/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$66,196/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,649
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,578
−HK$943/mo
Today · 4.125%
HK$36,521
baseline
▲ 0.50% · 4.625%
HK$38,446
+HK$1,925/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$73,042/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,092
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,121
−HK$1,046/mo
Today · 4.125%
HK$35,167
baseline
▲ 0.50% · 4.625%
HK$37,307
+HK$2,140/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$70,334/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,814
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,802
−HK$1,001/mo
Today · 4.125%
HK$38,803
baseline
▲ 0.50% · 4.625%
HK$40,849
+HK$2,046/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$77,606/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,038
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,128
−HK$1,108/mo
Today · 4.125%
HK$37,236
baseline
▲ 0.50% · 4.625%
HK$39,501
+HK$2,265/mo
Deposit HK$854K · loan HK$7.68M · min. income ≈ HK$74,472/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,980
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,025
−HK$1,061/mo
Today · 4.125%
HK$41,086
baseline
▲ 0.50% · 4.625%
HK$43,252
+HK$2,166/mo
Deposit HK$854K · loan HK$7.68M · min. income ≈ HK$82,172/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,101 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).