▼ 0.50% · 3.625%
HK$21,106
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,763
−HK$667/mo
Today · 4.125%
HK$22,430
baseline
▲ 0.50% · 4.625%
HK$23,795
+HK$1,365/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,860/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,481
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,110
−HK$639/mo
Today · 4.125%
HK$24,749
baseline
▲ 0.50% · 4.625%
HK$26,054
+HK$1,305/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,498/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,217
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,939
−HK$734/mo
Today · 4.125%
HK$24,673
baseline
▲ 0.50% · 4.625%
HK$26,174
+HK$1,501/mo
Deposit HK$4.17M · loan HK$5.09M · min. income ≈ HK$49,346/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,829
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,521
−HK$703/mo
Today · 4.125%
HK$27,224
baseline
▲ 0.50% · 4.625%
HK$28,659
+HK$1,435/mo
Deposit HK$4.17M · loan HK$5.09M · min. income ≈ HK$54,448/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,328
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,116
−HK$800/mo
Today · 4.125%
HK$26,916
baseline
▲ 0.50% · 4.625%
HK$28,554
+HK$1,638/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,832/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,177
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,932
−HK$767/mo
Today · 4.125%
HK$29,699
baseline
▲ 0.50% · 4.625%
HK$31,265
+HK$1,566/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,398/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,438
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,292
−HK$867/mo
Today · 4.125%
HK$29,159
baseline
▲ 0.50% · 4.625%
HK$30,933
+HK$1,774/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,318/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$295,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,525
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,344
−HK$830/mo
Today · 4.125%
HK$32,174
baseline
▲ 0.50% · 4.625%
HK$33,870
+HK$1,696/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,348/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$295,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,549
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,468
−HK$934/mo
Today · 4.125%
HK$31,402
baseline
▲ 0.50% · 4.625%
HK$33,313
+HK$1,911/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$62,804/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,873
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,755
−HK$894/mo
Today · 4.125%
HK$34,649
baseline
▲ 0.50% · 4.625%
HK$36,475
+HK$1,826/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$69,298/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,660
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,644
−HK$1,001/mo
Today · 4.125%
HK$33,645
baseline
▲ 0.50% · 4.625%
HK$35,692
+HK$2,047/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$67,290/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,221
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,166
−HK$958/mo
Today · 4.125%
HK$37,124
baseline
▲ 0.50% · 4.625%
HK$39,081
+HK$1,957/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$74,248/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,770
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,821
−HK$1,067/mo
Today · 4.125%
HK$35,888
baseline
▲ 0.50% · 4.625%
HK$38,072
+HK$2,184/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$71,776/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,569
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,577
−HK$1,022/mo
Today · 4.125%
HK$39,599
baseline
▲ 0.50% · 4.625%
HK$41,686
+HK$2,087/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$79,198/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,881
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,997
−HK$1,134/mo
Today · 4.125%
HK$38,131
baseline
▲ 0.50% · 4.625%
HK$40,451
+HK$2,320/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$76,262/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,917
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,988
−HK$1,086/mo
Today · 4.125%
HK$42,074
baseline
▲ 0.50% · 4.625%
HK$44,291
+HK$2,217/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$84,148/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,992
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,173
−HK$1,201/mo
Today · 4.125%
HK$40,374
baseline
▲ 0.50% · 4.625%
HK$42,831
+HK$2,457/mo
Deposit HK$926K · loan HK$8.33M · min. income ≈ HK$80,748/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,265
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,399
−HK$1,150/mo
Today · 4.125%
HK$44,549
baseline
▲ 0.50% · 4.625%
HK$46,897
+HK$2,348/mo
Deposit HK$926K · loan HK$8.33M · min. income ≈ HK$89,098/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,616 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).