▼ 0.50% · 3.625%
HK$17,530
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,076
−HK$554/mo
Today · 4.125%
HK$18,630
baseline
▲ 0.50% · 4.625%
HK$19,763
+HK$1,133/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$37,260/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,502
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,025
−HK$531/mo
Today · 4.125%
HK$20,556
baseline
▲ 0.50% · 4.625%
HK$21,639
+HK$1,083/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$41,112/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,283
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,883
−HK$610/mo
Today · 4.125%
HK$20,493
baseline
▲ 0.50% · 4.625%
HK$21,739
+HK$1,246/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$40,986/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,452
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,028
−HK$584/mo
Today · 4.125%
HK$22,612
baseline
▲ 0.50% · 4.625%
HK$23,803
+HK$1,191/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$45,224/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,036
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,691
−HK$665/mo
Today · 4.125%
HK$22,356
baseline
▲ 0.50% · 4.625%
HK$23,716
+HK$1,360/mo
Deposit HK$3.08M · loan HK$4.61M · min. income ≈ HK$44,712/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,403
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,030
−HK$637/mo
Today · 4.125%
HK$24,667
baseline
▲ 0.50% · 4.625%
HK$25,967
+HK$1,300/mo
Deposit HK$3.08M · loan HK$4.61M · min. income ≈ HK$49,334/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,789
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,498
−HK$720/mo
Today · 4.125%
HK$24,218
baseline
▲ 0.50% · 4.625%
HK$25,692
+HK$1,474/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$48,436/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,353
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,033
−HK$690/mo
Today · 4.125%
HK$26,723
baseline
▲ 0.50% · 4.625%
HK$28,131
+HK$1,408/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$53,446/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,542
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,306
−HK$775/mo
Today · 4.125%
HK$26,081
baseline
▲ 0.50% · 4.625%
HK$27,668
+HK$1,587/mo
Deposit HK$2.31M · loan HK$5.38M · min. income ≈ HK$52,162/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,303
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,035
−HK$743/mo
Today · 4.125%
HK$28,778
baseline
▲ 0.50% · 4.625%
HK$30,295
+HK$1,517/mo
Deposit HK$2.31M · loan HK$5.38M · min. income ≈ HK$57,556/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,295
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,113
−HK$831/mo
Today · 4.125%
HK$27,944
baseline
▲ 0.50% · 4.625%
HK$29,645
+HK$1,701/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$55,888/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,253
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,038
−HK$796/mo
Today · 4.125%
HK$30,834
baseline
▲ 0.50% · 4.625%
HK$32,459
+HK$1,625/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$61,668/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,048
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,921
−HK$886/mo
Today · 4.125%
HK$29,807
baseline
▲ 0.50% · 4.625%
HK$31,621
+HK$1,814/mo
Deposit HK$1.54M · loan HK$6.15M · min. income ≈ HK$59,614/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,204
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,041
−HK$848/mo
Today · 4.125%
HK$32,889
baseline
▲ 0.50% · 4.625%
HK$34,623
+HK$1,734/mo
Deposit HK$1.54M · loan HK$6.15M · min. income ≈ HK$65,778/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,801
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,728
−HK$942/mo
Today · 4.125%
HK$31,670
baseline
▲ 0.50% · 4.625%
HK$33,597
+HK$1,927/mo
Deposit HK$1.15M · loan HK$6.53M · min. income ≈ HK$63,340/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,154
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,043
−HK$902/mo
Today · 4.125%
HK$34,945
baseline
▲ 0.50% · 4.625%
HK$36,787
+HK$1,842/mo
Deposit HK$1.15M · loan HK$6.53M · min. income ≈ HK$69,890/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,555
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,536
−HK$997/mo
Today · 4.125%
HK$33,533
baseline
▲ 0.50% · 4.625%
HK$35,574
+HK$2,041/mo
Deposit HK$769K · loan HK$6.92M · min. income ≈ HK$67,066/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$230,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,104
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,046
−HK$955/mo
Today · 4.125%
HK$37,001
baseline
▲ 0.50% · 4.625%
HK$38,951
+HK$1,950/mo
Deposit HK$769K · loan HK$6.92M · min. income ≈ HK$74,002/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$230,636 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).