▼ 0.50% · 3.625%
HK$18,562
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,139
−HK$587/mo
Today · 4.125%
HK$19,726
baseline
▲ 0.50% · 4.625%
HK$20,926
+HK$1,200/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,452/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,650
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,204
−HK$562/mo
Today · 4.125%
HK$21,766
baseline
▲ 0.50% · 4.625%
HK$22,913
+HK$1,147/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,532/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,418
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,053
−HK$645/mo
Today · 4.125%
HK$21,698
baseline
▲ 0.50% · 4.625%
HK$23,019
+HK$1,321/mo
Deposit HK$3.66M · loan HK$4.48M · min. income ≈ HK$43,396/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,715
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,324
−HK$618/mo
Today · 4.125%
HK$23,942
baseline
▲ 0.50% · 4.625%
HK$25,204
+HK$1,262/mo
Deposit HK$3.66M · loan HK$4.48M · min. income ≈ HK$47,884/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,274
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,967
−HK$704/mo
Today · 4.125%
HK$23,671
baseline
▲ 0.50% · 4.625%
HK$25,111
+HK$1,440/mo
Deposit HK$3.26M · loan HK$4.88M · min. income ≈ HK$47,342/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,780
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,445
−HK$674/mo
Today · 4.125%
HK$26,119
baseline
▲ 0.50% · 4.625%
HK$27,495
+HK$1,376/mo
Deposit HK$3.26M · loan HK$4.88M · min. income ≈ HK$52,238/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,130
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,881
−HK$763/mo
Today · 4.125%
HK$25,644
baseline
▲ 0.50% · 4.625%
HK$27,204
+HK$1,560/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,288/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,845
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,565
−HK$730/mo
Today · 4.125%
HK$28,295
baseline
▲ 0.50% · 4.625%
HK$29,787
+HK$1,492/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,590/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,987
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,795
−HK$821/mo
Today · 4.125%
HK$27,616
baseline
▲ 0.50% · 4.625%
HK$29,297
+HK$1,681/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$55,232/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,910
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,685
−HK$787/mo
Today · 4.125%
HK$30,472
baseline
▲ 0.50% · 4.625%
HK$32,078
+HK$1,606/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$60,944/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,843
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,709
−HK$880/mo
Today · 4.125%
HK$29,589
baseline
▲ 0.50% · 4.625%
HK$31,389
+HK$1,800/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$59,178/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,975
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,806
−HK$842/mo
Today · 4.125%
HK$32,648
baseline
▲ 0.50% · 4.625%
HK$34,369
+HK$1,721/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$65,296/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,699
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,623
−HK$938/mo
Today · 4.125%
HK$31,561
baseline
▲ 0.50% · 4.625%
HK$33,482
+HK$1,921/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$63,122/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,040
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,926
−HK$899/mo
Today · 4.125%
HK$34,825
baseline
▲ 0.50% · 4.625%
HK$36,661
+HK$1,836/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$69,650/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,555
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,537
−HK$997/mo
Today · 4.125%
HK$33,534
baseline
▲ 0.50% · 4.625%
HK$35,575
+HK$2,041/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$67,068/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,105
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,046
−HK$956/mo
Today · 4.125%
HK$37,002
baseline
▲ 0.50% · 4.625%
HK$38,952
+HK$1,950/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$74,004/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,411
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,451
−HK$1,056/mo
Today · 4.125%
HK$35,507
baseline
▲ 0.50% · 4.625%
HK$37,667
+HK$2,160/mo
Deposit HK$814K · loan HK$7.33M · min. income ≈ HK$71,014/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,170
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,167
−HK$1,011/mo
Today · 4.125%
HK$39,178
baseline
▲ 0.50% · 4.625%
HK$41,243
+HK$2,065/mo
Deposit HK$814K · loan HK$7.33M · min. income ≈ HK$78,356/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,209 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).