▼ 0.50% · 3.625%
HK$19,280
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,880
−HK$610/mo
Today · 4.125%
HK$20,490
baseline
▲ 0.50% · 4.625%
HK$21,736
+HK$1,246/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$40,980/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,449
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,025
−HK$583/mo
Today · 4.125%
HK$22,608
baseline
▲ 0.50% · 4.625%
HK$23,800
+HK$1,192/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,216/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,209
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,868
−HK$671/mo
Today · 4.125%
HK$22,539
baseline
▲ 0.50% · 4.625%
HK$23,910
+HK$1,371/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$45,078/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,594
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,227
−HK$642/mo
Today · 4.125%
HK$24,869
baseline
▲ 0.50% · 4.625%
HK$26,180
+HK$1,311/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$49,738/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,137
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,856
−HK$731/mo
Today · 4.125%
HK$24,587
baseline
▲ 0.50% · 4.625%
HK$26,084
+HK$1,497/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,174/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,739
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,430
−HK$700/mo
Today · 4.125%
HK$27,130
baseline
▲ 0.50% · 4.625%
HK$28,560
+HK$1,430/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,260/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,065
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,844
−HK$792/mo
Today · 4.125%
HK$26,636
baseline
▲ 0.50% · 4.625%
HK$28,257
+HK$1,621/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$53,272/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,884
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,632
−HK$759/mo
Today · 4.125%
HK$29,391
baseline
▲ 0.50% · 4.625%
HK$30,940
+HK$1,549/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$58,782/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,993
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,832
−HK$853/mo
Today · 4.125%
HK$28,685
baseline
▲ 0.50% · 4.625%
HK$30,431
+HK$1,746/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$57,370/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,029
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,834
−HK$817/mo
Today · 4.125%
HK$31,651
baseline
▲ 0.50% · 4.625%
HK$33,320
+HK$1,669/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$63,302/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,921
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,820
−HK$914/mo
Today · 4.125%
HK$30,734
baseline
▲ 0.50% · 4.625%
HK$32,604
+HK$1,870/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$61,468/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,174
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,037
−HK$875/mo
Today · 4.125%
HK$33,912
baseline
▲ 0.50% · 4.625%
HK$35,700
+HK$1,788/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$67,824/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,849
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,808
−HK$975/mo
Today · 4.125%
HK$32,783
baseline
▲ 0.50% · 4.625%
HK$34,778
+HK$1,995/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$65,566/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,319
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,239
−HK$934/mo
Today · 4.125%
HK$36,173
baseline
▲ 0.50% · 4.625%
HK$38,080
+HK$1,907/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$72,346/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,777
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,796
−HK$1,036/mo
Today · 4.125%
HK$34,832
baseline
▲ 0.50% · 4.625%
HK$36,952
+HK$2,120/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$69,664/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,464
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,442
−HK$992/mo
Today · 4.125%
HK$38,434
baseline
▲ 0.50% · 4.625%
HK$40,460
+HK$2,026/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$76,868/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,705
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,784
−HK$1,097/mo
Today · 4.125%
HK$36,881
baseline
▲ 0.50% · 4.625%
HK$39,125
+HK$2,244/mo
Deposit HK$846K · loan HK$7.61M · min. income ≈ HK$73,762/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,609
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,644
−HK$1,051/mo
Today · 4.125%
HK$40,695
baseline
▲ 0.50% · 4.625%
HK$42,840
+HK$2,145/mo
Deposit HK$846K · loan HK$7.61M · min. income ≈ HK$81,390/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,663 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).