▼ 0.50% · 3.625%
HK$21,647
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,320
−HK$684/mo
Today · 4.125%
HK$23,004
baseline
▲ 0.50% · 4.625%
HK$24,404
+HK$1,400/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,008/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$319,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,082
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,728
−HK$655/mo
Today · 4.125%
HK$25,383
baseline
▲ 0.50% · 4.625%
HK$26,721
+HK$1,338/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,766/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$319,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,812
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,552
−HK$753/mo
Today · 4.125%
HK$25,305
baseline
▲ 0.50% · 4.625%
HK$26,845
+HK$1,540/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$50,610/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,490
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,201
−HK$720/mo
Today · 4.125%
HK$27,921
baseline
▲ 0.50% · 4.625%
HK$29,393
+HK$1,472/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$55,842/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,976
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,784
−HK$821/mo
Today · 4.125%
HK$27,605
baseline
▲ 0.50% · 4.625%
HK$29,285
+HK$1,680/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$55,210/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,898
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,673
−HK$787/mo
Today · 4.125%
HK$30,460
baseline
▲ 0.50% · 4.625%
HK$32,065
+HK$1,605/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$60,920/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,141
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,016
−HK$890/mo
Today · 4.125%
HK$29,906
baseline
▲ 0.50% · 4.625%
HK$31,725
+HK$1,819/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$59,812/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,307
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,146
−HK$852/mo
Today · 4.125%
HK$32,998
baseline
▲ 0.50% · 4.625%
HK$34,737
+HK$1,739/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$65,996/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,306
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,248
−HK$958/mo
Today · 4.125%
HK$32,206
baseline
▲ 0.50% · 4.625%
HK$34,166
+HK$1,960/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$64,412/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,715
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,619
−HK$917/mo
Today · 4.125%
HK$35,536
baseline
▲ 0.50% · 4.625%
HK$37,409
+HK$1,873/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$71,072/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,470
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,480
−HK$1,027/mo
Today · 4.125%
HK$34,507
baseline
▲ 0.50% · 4.625%
HK$36,606
+HK$2,099/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$69,014/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,123
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,092
−HK$983/mo
Today · 4.125%
HK$38,075
baseline
▲ 0.50% · 4.625%
HK$40,082
+HK$2,007/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$76,150/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,635
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,712
−HK$1,095/mo
Today · 4.125%
HK$36,807
baseline
▲ 0.50% · 4.625%
HK$39,047
+HK$2,240/mo
Deposit HK$1.90M · loan HK$7.59M · min. income ≈ HK$73,614/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,531
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,565
−HK$1,048/mo
Today · 4.125%
HK$40,613
baseline
▲ 0.50% · 4.625%
HK$42,754
+HK$2,141/mo
Deposit HK$1.90M · loan HK$7.59M · min. income ≈ HK$81,226/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,800
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,944
−HK$1,163/mo
Today · 4.125%
HK$39,107
baseline
▲ 0.50% · 4.625%
HK$41,487
+HK$2,380/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$78,214/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,939
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,037
−HK$1,114/mo
Today · 4.125%
HK$43,151
baseline
▲ 0.50% · 4.625%
HK$45,426
+HK$2,275/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$86,302/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,964
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,176
−HK$1,232/mo
Today · 4.125%
HK$41,408
baseline
▲ 0.50% · 4.625%
HK$43,927
+HK$2,519/mo
Deposit HK$949K · loan HK$8.54M · min. income ≈ HK$82,816/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,348
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,510
−HK$1,180/mo
Today · 4.125%
HK$45,690
baseline
▲ 0.50% · 4.625%
HK$48,098
+HK$2,408/mo
Deposit HK$949K · loan HK$8.54M · min. income ≈ HK$91,380/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,320 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).