▼ 0.50% · 3.625%
HK$19,809
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,425
−HK$626/mo
Today · 4.125%
HK$21,051
baseline
▲ 0.50% · 4.625%
HK$22,332
+HK$1,281/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,102/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,037
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,628
−HK$600/mo
Today · 4.125%
HK$23,228
baseline
▲ 0.50% · 4.625%
HK$24,452
+HK$1,224/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,456/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,790
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,468
−HK$688/mo
Today · 4.125%
HK$23,156
baseline
▲ 0.50% · 4.625%
HK$24,565
+HK$1,409/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,312/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,241
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,891
−HK$660/mo
Today · 4.125%
HK$25,551
baseline
▲ 0.50% · 4.625%
HK$26,897
+HK$1,346/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,102/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,771
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,510
−HK$751/mo
Today · 4.125%
HK$25,261
baseline
▲ 0.50% · 4.625%
HK$26,798
+HK$1,537/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$50,522/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,445
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,154
−HK$719/mo
Today · 4.125%
HK$27,873
baseline
▲ 0.50% · 4.625%
HK$29,343
+HK$1,470/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$55,746/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,752
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,553
−HK$813/mo
Today · 4.125%
HK$27,366
baseline
▲ 0.50% · 4.625%
HK$29,032
+HK$1,666/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,732/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,648
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,417
−HK$779/mo
Today · 4.125%
HK$30,196
baseline
▲ 0.50% · 4.625%
HK$31,788
+HK$1,592/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,392/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,733
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,595
−HK$877/mo
Today · 4.125%
HK$29,472
baseline
▲ 0.50% · 4.625%
HK$31,265
+HK$1,793/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$58,944/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,852
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,680
−HK$839/mo
Today · 4.125%
HK$32,519
baseline
▲ 0.50% · 4.625%
HK$34,233
+HK$1,714/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$65,038/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,713
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,638
−HK$939/mo
Today · 4.125%
HK$31,577
baseline
▲ 0.50% · 4.625%
HK$33,498
+HK$1,921/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,154/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,056
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,942
−HK$900/mo
Today · 4.125%
HK$34,842
baseline
▲ 0.50% · 4.625%
HK$36,678
+HK$1,836/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,684/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,694
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,680
−HK$1,002/mo
Today · 4.125%
HK$33,682
baseline
▲ 0.50% · 4.625%
HK$35,731
+HK$2,049/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$67,364/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,260
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,205
−HK$960/mo
Today · 4.125%
HK$37,165
baseline
▲ 0.50% · 4.625%
HK$39,124
+HK$1,959/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$74,330/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,675
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,723
−HK$1,064/mo
Today · 4.125%
HK$35,787
baseline
▲ 0.50% · 4.625%
HK$37,964
+HK$2,177/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$71,574/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,463
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,468
−HK$1,019/mo
Today · 4.125%
HK$39,487
baseline
▲ 0.50% · 4.625%
HK$41,569
+HK$2,082/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$78,974/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,656
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,765
−HK$1,127/mo
Today · 4.125%
HK$37,892
baseline
▲ 0.50% · 4.625%
HK$40,198
+HK$2,306/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$75,784/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,667
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,731
−HK$1,079/mo
Today · 4.125%
HK$41,810
baseline
▲ 0.50% · 4.625%
HK$44,014
+HK$2,204/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$83,620/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,615 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).