▼ 0.50% · 3.625%
HK$21,561
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,231
−HK$682/mo
Today · 4.125%
HK$22,913
baseline
▲ 0.50% · 4.625%
HK$24,307
+HK$1,394/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,826/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,986
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,629
−HK$653/mo
Today · 4.125%
HK$25,282
baseline
▲ 0.50% · 4.625%
HK$26,615
+HK$1,333/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,564/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,717
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,454
−HK$750/mo
Today · 4.125%
HK$25,204
baseline
▲ 0.50% · 4.625%
HK$26,738
+HK$1,534/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$50,408/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,385
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,092
−HK$718/mo
Today · 4.125%
HK$27,810
baseline
▲ 0.50% · 4.625%
HK$29,276
+HK$1,466/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$55,620/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,873
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,678
−HK$817/mo
Today · 4.125%
HK$27,495
baseline
▲ 0.50% · 4.625%
HK$29,168
+HK$1,673/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,990/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,783
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,555
−HK$783/mo
Today · 4.125%
HK$30,338
baseline
▲ 0.50% · 4.625%
HK$31,937
+HK$1,599/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,676/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,029
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,901
−HK$886/mo
Today · 4.125%
HK$29,787
baseline
▲ 0.50% · 4.625%
HK$31,599
+HK$1,812/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$59,574/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$315,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,182
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,018
−HK$848/mo
Today · 4.125%
HK$32,866
baseline
▲ 0.50% · 4.625%
HK$34,599
+HK$1,733/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$65,732/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$315,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,185
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,124
−HK$954/mo
Today · 4.125%
HK$32,078
baseline
▲ 0.50% · 4.625%
HK$34,030
+HK$1,952/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,156/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,580
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,481
−HK$914/mo
Today · 4.125%
HK$35,395
baseline
▲ 0.50% · 4.625%
HK$37,260
+HK$1,865/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,790/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,341
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,347
−HK$1,022/mo
Today · 4.125%
HK$34,369
baseline
▲ 0.50% · 4.625%
HK$36,460
+HK$2,091/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$68,738/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,979
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,944
−HK$979/mo
Today · 4.125%
HK$37,923
baseline
▲ 0.50% · 4.625%
HK$39,922
+HK$1,999/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$75,846/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,497
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,570
−HK$1,090/mo
Today · 4.125%
HK$36,660
baseline
▲ 0.50% · 4.625%
HK$38,891
+HK$2,231/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$73,320/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,378
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,407
−HK$1,044/mo
Today · 4.125%
HK$40,451
baseline
▲ 0.50% · 4.625%
HK$42,583
+HK$2,132/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$80,902/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,653
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,793
−HK$1,159/mo
Today · 4.125%
HK$38,952
baseline
▲ 0.50% · 4.625%
HK$41,322
+HK$2,370/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$77,904/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,776
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,870
−HK$1,109/mo
Today · 4.125%
HK$42,979
baseline
▲ 0.50% · 4.625%
HK$45,245
+HK$2,266/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$85,958/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,809
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,016
−HK$1,227/mo
Today · 4.125%
HK$41,243
baseline
▲ 0.50% · 4.625%
HK$43,752
+HK$2,509/mo
Deposit HK$946K · loan HK$8.51M · min. income ≈ HK$82,486/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,175
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,333
−HK$1,174/mo
Today · 4.125%
HK$45,507
baseline
▲ 0.50% · 4.625%
HK$47,906
+HK$2,399/mo
Deposit HK$946K · loan HK$8.51M · min. income ≈ HK$91,014/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,537 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).