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At today's rate and a 90% mortgage, the deposit on this unit is about HK$635K, with repayments around HK$27,714/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$635K · loan HK$5.72M · min. income ≈ HK$55,428/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$170,381 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 18 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- E
- Saleable Area
- 561 Saleable ft²
- Gross Area
- 736 ft²
- Efficiency
- 76%
- District
- Islands District · New Territories West
- School net (POA)
- 98
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-16 | HK$6.40M | −11.1% 4.7y · −2.0%/yr |
| 2020-08-21 | HK$7.20M | +20.0% 3.4y · 6.0%/yr |
| 2017-03-28 | HK$6.00M | +37.9% 4.6y · 8.0%/yr |
| 2012-08-31 | HK$4.35M | +40.3% |
| 2010-11-12 | HK$3.10M | +67.6% |
| 2007-06-14 | HK$1.85M | +9.5% |
| 2003-01-20 | HK$1.69M | — |